Young
Investment Score
72
/100
AI Intelligence Summary
Young is a rural city in the South West Slopes region of NSW, famously known as the 'Cherry Capital of Australia'. With a population of approximately 7,000, it serves as a vital regional service center for surrounding agricultural areas. The town features a stable, aging population typical of rural NSW communities, with strong agricultural and tourism sectors. Young offers an affordable property market compared to major NSW cities, attracting tree-changers seeking lifestyle properties. The community benefits from solid infrastructure including Young District Hospital, quality educational facilities, and the annual National Cherry Festival that draws thousands of visitors. Located on the Olympic Highway, Young provides good road access to Sydney and Melbourne, while maintaining its charming rural character. The local economy is diversified across agriculture, healthcare, education, and tourism, providing reasonable employment opportunities for a regional center.
Strengths
- •Known as Cherry Capital of Australia with strong agricultural economy
- •Affordable property market attracting tree-changers and investors
- •Regional service center with good healthcare and educational facilities
- •Annual National Cherry Festival boosts tourism and local economy
Opportunities
- •Growing demand from tree-changers seeking lifestyle properties
- •Tourism development leveraging cherry industry and festivals
- •Main street revitalization projects enhancing CBD appeal
- •Water security projects supporting agricultural expansion
Considerations
- •Aging population and youth migration to larger cities
- •Limited new housing supply constraining market growth
- •Tight rental market with low vacancy rates
- •Economic dependence on agricultural sector vulnerable to climate
Property Market
$420K
+8.5% 1yr
$280K
+6.8% 1yr
$420/wk
$330/wk
45
1.8%
65.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.5% | +22.0% | +35.0% |
| Unit | +6.8% | +18.0% | +28.0% |
Rental Yields
House Yield
5.2%
Unit Yield
6.1%
Investment Scorecard
Demand/Supply Ratio: 1.40
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Young at median house price
Save $13,430
+8% surcharge
$420/wk
Negatively geared
Reduces taxable income
~$123/week
Based on 7.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$13,430
After-tax yield
3.17%
Weekly holding cost
$123/wk
10yr CGT (est.)
$76,181
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
7,000
45
$55K
per annum
68.0%
25.0%
18.0%
5.2%
15.0%
Dwelling Mix
Lifestyle & Community
15
8
1
380.0 km
Nearest Station: Cootamundra Station
Relaxed rural lifestyle with annual cherry festival, sporting clubs, agricultural shows, and access to natural attractions. Strong community spirit with active volunteer organizations and local events.
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Data sourced from multiple sources. Last updated 30 March 2026.