After-Tax Yield Calculator
See the real return after interest, expenses, depreciation, and your marginal tax rate.
Property Details
Loan Structure
Ongoing Costs
Tax Position
Marginal tax rate: 37.0%
2.5% of building cost for post-Sep 1987
Only new plant for post-May 2017 purchases
Results
Gross Yield
4.33%
Before any costs or tax
After-Tax Cash Flow
$-4,710/yr
Negatively geared — tax refund included
After-Tax Return on Equity
-3.14%
On your $150,000 deposit
Annual Tax Refund
$11,165
At 37.0% marginal rate
Annual Breakdown
Important Disclaimer
This calculator provides estimates for illustrative purposes only. It does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).