Negative Gearing Calculator
Calculate your tax refund, weekly out-of-pocket cost, and see how marginal tax rate changes the equation.
Your Income
Your marginal tax rate: 37.0%
Rental Income
Total rent received per year (after vacancy)
Cash Expenses
Travel, repairs, etc.
Non-Cash Deductions
From your quantity surveyor report
Results
Annual Tax Refund
$10,138
At 37.0% marginal rate
Weekly Out-of-Pocket Cost
$63/wk
Net cost after tax refund
Taxable Income Reduction
$27,400
Offset against your salary
Cash Flow Breakdown
Tax Refund by Bracket
Important Disclaimer
This calculator provides estimates for illustrative purposes only. It does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).