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Yarrawarrah

NSW 2233LGA: Sutherland Shire

Investment Score

78

/100

AI Intelligence Summary

Yarrawarrah is a prestigious, low-density residential suburb in the Sutherland Shire, located 29km south of Sydney CBD. This exclusive enclave is characterized by large family homes on spacious blocks, attracting affluent families and established professionals seeking a quiet, leafy lifestyle. The suburb's proximity to Royal National Park provides exceptional recreational opportunities including bushwalking, cycling, and nature activities. With limited commercial development, residents enjoy a peaceful, semi-rural atmosphere while remaining well-connected to major employment centers. The area features excellent schools, strong community networks, and high property values reflecting its desirability. Transport relies primarily on private vehicles, with bus connections to Sutherland for train access. The demographic profile skews toward higher-income families with children, professionals, and empty nesters who value privacy, space, and natural surroundings. Property market performance has been strong, supported by limited supply, large land parcels, and the suburb's reputation as one of the Shire's premier addresses.

Strengths

  • Proximity to Royal National Park offering exceptional recreational amenities
  • Large residential blocks providing privacy and space
  • Strong community networks and established neighborhood character
  • High-quality schools and family-friendly environment

Opportunities

  • Continued property value appreciation due to scarcity
  • Potential for luxury home developments on large blocks
  • Growing appeal to tree-change seekers from inner Sydney
  • Infrastructure improvements in broader Sutherland Shire

Considerations

  • Limited public transport options requiring car dependency
  • Minimal local commercial amenities within suburb boundaries
  • Higher property prices limiting affordability for first-home buyers
  • Aging infrastructure in some areas requiring maintenance

Property Market

Median House

$1.85M

+8.5% 1yr

Median Unit

$750K

+6.2% 1yr

Rent (House)

$1,150/wk

Rent (Unit)

$620/wk

Days on Market

38

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+24.2%+42.8%
Unit+6.2%+18.5%+35.2%

Rental Yields

House Yield

3.2%

Unit Yield

4.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score65/100
Risk Score (lower = safer)72/100
Affordability Index45/100

Demand/Supply Ratio: 2.10

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Yarrawarrah at median house price

Standard transfer
$84,140
First Home Buyer
$84,140
Foreign buyer surcharge
$148,000

+8% surcharge

Annual rent income
$59,800

$1150/wk

Interest (80% LVR @ 6.5%)
-$96,200
Other expenses (~2.5%)
-$46,250
Net rental position
-$82,650

Negatively geared

Tax benefit (39% MTR)
+$32,234

Reduces taxable income

After-tax holding cost
$50,417/yr

~$970/week

Based on 8.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.79M
Capital gain
$846,075
After discount
$423,037
CGT payable
$164,985

10-Year Hold

Est. value
$4.21M
Capital gain
$2.26M
After discount
$1.13M
CGT payable
$441,210

Investor Quick Summary

Entry cost (stamp duty)

$84,140

After-tax yield

1.95%

Weekly holding cost

$970/wk

10yr CGT (est.)

$441,210

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

850

Median Age

44

Median Income

$125K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

35.0%

Dwelling Mix

Houses: 88%Units: 8%Townhouses: 4%Total: 320

Lifestyle & Community

Walkability35/100
Public Transport4/10
Schools Rating8/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

3

Parks

8

Hospitals

1

Distance to CBD

29.0 km

Nearest Station: Sutherland Station

Outdoor recreation focused lifestyle with bushwalking, cycling, and nature activities. Family-oriented community events and established social networks. Quiet, peaceful environment ideal for families and professionals seeking work-life balance.

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Data sourced from multiple sources. Last updated 30 March 2026.

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