Yarramundi
Investment Score
72
/100
AI Intelligence Summary
Yarramundi is a picturesque rural locality in the Blue Mountains LGA, approximately 65km northwest of Sydney CBD. This small community of around 500 residents offers a quintessential rural lifestyle with large acreage properties ranging from 1-40+ hectares, attracting families and professionals seeking privacy, space, and connection to nature. The suburb is characterized by hobby farms, equestrian properties, and lifestyle blocks, with established homes featuring rural amenities. Located near the Hawkesbury River, residents enjoy access to water-based recreation while maintaining proximity to Richmond and Windsor for essential services. The area has limited commercial facilities and no public transport, making private vehicle ownership essential. Properties are predominantly owner-occupied family homes with a median age demographic of 45-50 years. The local community emphasizes environmental conservation and rural pursuits, creating a strong sense of place. With restrictive rural zoning limiting subdivision potential, the area maintains its low-density character and exclusivity, appealing to those seeking a tree-change lifestyle within commuting distance of Sydney.
Strengths
- •Large acreage properties offering privacy and rural lifestyle
- •Proximity to Hawkesbury River for recreational activities
- •Strong environmental conservation focus and community spirit
- •Access to equestrian facilities and rural pursuits
Opportunities
- •Growing demand for rural lifestyle properties post-COVID
- •Potential for sustainable agriculture and eco-tourism ventures
- •Increased property values due to scarcity and lifestyle appeal
- •Development of home-based businesses and remote work opportunities
Considerations
- •Limited local commercial facilities requiring travel to Richmond/Windsor
- •No public transport services necessitating private vehicle reliance
- •Restricted subdivision potential due to rural zoning
- •Limited planned major infrastructure developments
Property Market
$1.45M
+5.2% 1yr
$780/wk
65
1.2%
72.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +5.2% | +18.5% | +32.8% |
Rental Yields
House Yield
2.8%
Investment Scorecard
Demand/Supply Ratio: 2.10
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Yarramundi at median house price
+8% surcharge
$780/wk
Negatively geared
Reduces taxable income
~$834/week
Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$62,140
After-tax yield
1.71%
Weekly holding cost
$834/wk
10yr CGT (est.)
$237,477
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
520
47
$95K
per annum
68.0%
48.0%
38.0%
3.2%
28.0%
Dwelling Mix
Lifestyle & Community
3
65.0 km
Nearest Station: Richmond Station
Rural lifestyle with emphasis on privacy, equestrian activities, and Hawkesbury River recreation
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Data sourced from multiple sources. Last updated 30 March 2026.