All Suburbs

Woolooware

NSW 2230LGA: Sutherland Shire

Investment Score

78

/100

AI Intelligence Summary

Woolooware is a highly sought-after coastal suburb in Sydney's Sutherland Shire, located 26km south of the CBD. Known for its family-friendly atmosphere and proximity to Cronulla Beach, the suburb offers an attractive lifestyle combining beachside living with excellent transport connectivity via Woolooware train station on the T4 line. The area is characterized by predominantly detached houses on generous blocks, attracting young families and professionals seeking a coastal lifestyle within commuting distance of Sydney. Property values have shown strong growth, supported by the suburb's desirable location, quality schools including Woolooware Public School, and access to recreational facilities around Woolooware Bay. The local community enjoys a relaxed coastal lifestyle with easy access to Cronulla's dining and entertainment precincts, while maintaining a quieter residential character. Recent infrastructure improvements and potential future transport enhancements position Woolooware as a suburb with continued growth potential. The area benefits from low crime rates, excellent schools, and abundant parks and recreational facilities, making it particularly appealing to families.

Strengths

  • Direct train access to Sydney CBD via T4 Eastern Suburbs line
  • Close proximity to Cronulla Beach and coastal amenities
  • Strong family-oriented community with low crime rates
  • Quality local schools and educational facilities

Opportunities

  • Future transport infrastructure improvements including potential light rail
  • Growing tourism and hospitality sector in surrounding Cronulla area
  • Potential for medium-density development near transport nodes
  • Increasing demand for coastal lifestyle properties

Considerations

  • Higher property prices due to coastal location premium
  • Limited local commercial and retail options
  • Potential traffic congestion during peak beach periods
  • Distance from major employment hubs outside CBD

Property Market

Median House

$1.49M

+8.5% 1yr

Median Unit

$750K

+6.8% 1yr

Median Townhouse

$1.15M

Rent (House)

$950/wk

Rent (Unit)

$650/wk

Days on Market

30

Vacancy Rate

1.8%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+28.2%+42.8%
Unit+6.8%+22.5%+35.2%

Rental Yields

House Yield

3.2%

Unit Yield

4.5%

Townhouse Yield

3.8%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score65/100
Risk Score (lower = safer)72/100
Affordability Index55/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Woolooware at median house price

Standard transfer
$64,065
First Home Buyer
$64,065
Foreign buyer surcharge
$118,800

+8% surcharge

Annual rent income
$49,400

$950/wk

Interest (80% LVR @ 6.5%)
-$77,220
Other expenses (~2.5%)
-$37,125
Net rental position
-$64,945

Negatively geared

Tax benefit (39% MTR)
+$25,329

Reduces taxable income

After-tax holding cost
$39,616/yr

~$762/week

Based on 8.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.24M
Capital gain
$682,621
After discount
$341,311
CGT payable
$133,111

10-Year Hold

Est. value
$3.38M
Capital gain
$1.82M
After discount
$909,842
CGT payable
$354,838

Investor Quick Summary

Entry cost (stamp duty)

$64,065

After-tax yield

1.95%

Weekly holding cost

$762/wk

10yr CGT (est.)

$354,838

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

3,850

Median Age

42

Median Income

$95K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

45.0%

Unemployment

3.2%

Born Overseas

28.0%

Dwelling Mix

Houses: 78%Units: 15%Townhouses: 7%Total: 1,420

Lifestyle & Community

Walkability72/100
Public Transport8/10
Schools Rating8/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

15

Parks

8

Hospitals

1

Distance to CBD

26.0 km

Nearest Station: Woolooware Station

Coastal living with beach access, water sports, family-friendly parks, and easy access to Cronulla's dining and entertainment options

Interested in Woolooware?

Get a personalised buyer brief with AI-powered property intelligence for this suburb.

Data sourced from multiple sources. Last updated 30 March 2026.

Browse all suburbsContact DING