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Wolli Creek

NSW 2205LGA: Bayside Council

Investment Score

78

/100

AI Intelligence Summary

Wolli Creek is a modern, high-density suburb located 12km south of Sydney CBD, characterized by contemporary apartment living and exceptional transport connectivity. The suburb has undergone significant urban transformation over the past decade, evolving from an industrial area to a thriving residential community. With direct rail access to both the CBD and Kingsford Smith Airport via the Airport Line, Wolli Creek attracts young professionals, airport workers, and investors seeking strong rental yields. The demographic profile skews toward educated professionals aged 25-45, with a culturally diverse population including a significant Asian Australian community. Property values are driven by location convenience rather than lifestyle amenities, as the suburb offers limited local shopping and dining options. However, residents benefit from proximity to Wolli Creek Regional Park, easy beach access at Brighton-Le-Sands, and major employment centers. The property market is dominated by modern apartments and townhouses, delivering rental yields of 4.5-5.5% - well above Sydney averages. While the suburb lacks the character of established neighborhoods, its strategic location, ongoing infrastructure improvements, and strong rental demand make it an attractive proposition for investors and time-poor professionals prioritizing connectivity over community amenities.

Strengths

  • Direct rail access to Sydney CBD and airport via Airport Line
  • Strong rental yields of 4.5-5.5% above Sydney average
  • Modern, low-maintenance apartment living with quality amenities
  • Strategic location with M5 Motorway and Princes Highway access

Opportunities

  • Continued urban renewal and amenity improvements
  • Potential for local commercial development to serve growing population
  • Airport employment precinct expansion driving rental demand
  • Enhanced cycling and pedestrian infrastructure connections

Considerations

  • Limited local shopping and dining options requiring travel to nearby centers
  • High-density living with potential for overdevelopment
  • Lack of established community character and local identity
  • Noise from nearby airport flight paths and major roads

Property Market

Median House

$1.45M

+4.2% 1yr

Median Unit

$720K

+5.8% 1yr

Median Townhouse

$980K

Rent (House)

$1,050/wk

Rent (Unit)

$700/wk

Days on Market

28

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+18.5%+32.8%
Unit+5.8%+22.4%+38.6%

Rental Yields

House Yield

3.8%

Unit Yield

5.1%

Townhouse Yield

4.3%

Investment Scorecard

Overall Investment Score78/100
Growth Potential72/100
Cashflow Score82/100
Risk Score (lower = safer)72/100
Affordability Index65/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Wolli Creek at median house price

Standard transfer
$62,140
First Home Buyer
$62,140
Foreign buyer surcharge
$116,000

+8% surcharge

Annual rent income
$54,600

$1050/wk

Interest (80% LVR @ 6.5%)
-$75,400
Other expenses (~2.5%)
-$36,250
Net rental position
-$57,050

Negatively geared

Tax benefit (39% MTR)
+$22,250

Reduces taxable income

After-tax holding cost
$34,801/yr

~$669/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.99M
Capital gain
$472,838
After discount
$236,419
CGT payable
$92,203

10-Year Hold

Est. value
$2.74M
Capital gain
$1.22M
After discount
$608,916
CGT payable
$237,477

Investor Quick Summary

Entry cost (stamp duty)

$62,140

After-tax yield

2.32%

Weekly holding cost

$669/wk

10yr CGT (est.)

$237,477

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

3,200

Median Age

34

Median Income

$95K

per annum

Family Households

42.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

45.0%

Dwelling Mix

Houses: 15%Units: 75%Townhouses: 10%Total: 1,850

Lifestyle & Community

Walkability65/100
Public Transport9/10
Schools Rating6/10
Safety7/10
Family Friendly6/10
Cafes & Restaurants

8

Parks

3

Hospitals

1

Distance to CBD

12.0 km

Nearest Station: Wolli Creek Station

Urban convenience lifestyle with easy commuting, apartment living, and access to regional parklands and beaches for recreation. Limited local entertainment requiring travel to nearby centers.

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Data sourced from multiple sources. Last updated 30 March 2026.

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