Windsor
Investment Score
75
/100
AI Intelligence Summary
Windsor, NSW 2756 is a historic suburb located in the Hawkesbury Local Government Area, approximately 56km northwest of Sydney CBD. Established in 1794, Windsor is one of Australia's oldest settlements, featuring a charming heritage town center with boutique shopping and well-preserved colonial architecture. The suburb offers a unique blend of historical character and modern amenities, positioned along the picturesque Hawkesbury River which provides excellent recreational opportunities including boating, fishing, and riverside dining. Windsor has experienced significant growth due to its inclusion in Sydney's North West Growth Area and benefits from improving infrastructure connections. The community enjoys a relaxed, semi-rural lifestyle while maintaining reasonable access to Sydney's employment centers via Windsor Road and the M2 motorway. The area attracts established families, young professionals seeking affordable alternatives to inner Sydney, and investors drawn to the suburb's heritage appeal and growth potential. With quality schools, medical facilities, and regular community events like the annual Windsor Festival, the suburb maintains a strong sense of community identity while evolving to meet modern residential demands.
Strengths
- •Historic heritage character with preserved colonial architecture
- •Scenic Hawkesbury River location with recreational opportunities
- •Strong community identity with regular festivals and events
- •Growing infrastructure and transport improvements
Opportunities
- •Planned North West Metro transport improvements
- •Heritage tourism development potential
- •Riverside commercial and dining precinct expansion
- •New residential developments on suburb outskirts
Considerations
- •Limited public transport options compared to metro areas
- •Distance from Sydney CBD affecting commute times
- •Heritage restrictions may limit development potential
- •Flood risk due to river proximity in some areas
Property Market
$1.25M
+8.5% 1yr
$650K
+6.8% 1yr
$950K
$780/wk
$520/wk
32
1.8%
72.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.5% | +22.3% | +45.2% |
| Unit | +6.8% | +18.5% | +38.7% |
Rental Yields
House Yield
3.2%
Unit Yield
4.1%
Townhouse Yield
3.6%
Investment Scorecard
Demand/Supply Ratio: 1.40
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Windsor at median house price
+8% surcharge
$780/wk
Negatively geared
Reduces taxable income
~$653/week
Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$51,140
After-tax yield
1.95%
Weekly holding cost
$653/wk
10yr CGT (est.)
$324,225
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
8,500
42
$95K
per annum
68.0%
42.0%
35.0%
4.2%
28.0%
Dwelling Mix
Lifestyle & Community
28
12
1
56.0 km
Nearest Station: Richmond Station
Heritage town center living with boutique shopping, riverside dining, recreational boating, farmers markets, and community festivals in a semi-rural setting with Sydney accessibility.
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Data sourced from multiple sources. Last updated 29 March 2026.