All Suburbs

Willmot

NSW 2770LGA: City of Blacktown

Investment Score

72

/100

AI Intelligence Summary

Willmot is a predominantly public housing suburb located 45km west of Sydney CBD in the City of Blacktown. With a population of approximately 2,800, the area is characterized by its cultural diversity, particularly strong Pacific Islander and Aboriginal communities, and high proportion of families with children. The suburb offers affordable housing options well below Sydney's metropolitan average, making it attractive to first-home buyers and families seeking budget-friendly accommodation. While Willmot faces challenges with limited local amenities and employment opportunities, its proximity to Mount Druitt and Blacktown provides access to essential services. The area benefits from several parks and recreational spaces, including Willmot Park, and has a local community center offering programs and services. Transport connectivity relies primarily on bus services connecting to Mount Druitt railway station. Property values have shown modest growth in recent years, with the market dominated by public housing and limited private sales activity. The suburb is positioned to benefit from Western Sydney infrastructure developments and urban renewal initiatives.

Strengths

  • Highly affordable housing market with prices well below Sydney average
  • Strong cultural diversity and established Pacific Islander and Aboriginal communities
  • Family-friendly environment with good access to parks and recreational facilities
  • Proximity to major transport hubs at Mount Druitt and Blacktown

Opportunities

  • Western Sydney City Deal infrastructure improvements
  • Potential for urban renewal and community development projects
  • Growing first-home buyer interest due to affordability
  • Development of local business and retail opportunities

Considerations

  • Limited local employment opportunities requiring travel for work
  • Restricted shopping and dining options within the suburb
  • Heavy reliance on public housing limiting private property market activity
  • Dependence on bus transport with no direct rail connection

Property Market

Median House

$485K

+4.2% 1yr

Median Unit

$320K

+3.8% 1yr

Rent (House)

$450/wk

Rent (Unit)

$320/wk

Days on Market

42

Vacancy Rate

1.8%

Auction Clearance

65.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+12.5%+22.8%
Unit+3.8%+11.2%+20.5%

Rental Yields

House Yield

4.8%

Unit Yield

5.2%

Investment Scorecard

Overall Investment Score72/100
Growth Potential68/100
Cashflow Score78/100
Risk Score (lower = safer)65/100
Affordability Index85/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Willmot at median house price

Standard transfer
$16,355
First Home Buyer
Exempt

Save $16,355

Foreign buyer surcharge
$38,800

+8% surcharge

Annual rent income
$23,400

$450/wk

Interest (80% LVR @ 6.5%)
-$25,220
Other expenses (~2.5%)
-$12,125
Net rental position
-$13,945

Negatively geared

Tax benefit (39% MTR)
+$5,439

Reduces taxable income

After-tax holding cost
$8,506/yr

~$164/week

Based on 4.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$606,135
Capital gain
$102,355
After discount
$51,178
CGT payable
$19,959

10-Year Hold

Est. value
$757,526
Capital gain
$253,746
After discount
$126,873
CGT payable
$49,480

Investor Quick Summary

Entry cost (stamp duty)

$16,355

After-tax yield

2.93%

Weekly holding cost

$164/wk

10yr CGT (est.)

$49,480

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

2,800

Median Age

32

Median Income

$45K

per annum

Family Households

68.0%

Professionals

25.0%

University Educated

18.0%

Unemployment

8.5%

Born Overseas

48.0%

Dwelling Mix

Houses: 75%Units: 20%Townhouses: 5%Total: 950

Lifestyle & Community

Walkability45/100
Public Transport5/10
Schools Rating6/10
Safety6/10
Family Friendly8/10
Cafes & Restaurants

2

Parks

4

0
Distance to CBD

45.0 km

Nearest Station: Mount Druitt Station

Family-focused lifestyle with emphasis on community activities, outdoor recreation in local parks, and cultural celebrations. Residents often travel to nearby centers for shopping and entertainment.

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Data sourced from multiple sources. Last updated 29 March 2026.

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