All Suburbs

West Ryde

NSW 2114LGA: City of Ryde

Investment Score

78

/100

AI Intelligence Summary

West Ryde is a highly sought-after suburb in New South Wales, boasting a strong market position with a median house price of $1,450,000 and a median unit price of $720,000. The suburb's population of 12,800 residents enjoys a walkability score of 75, indicating a relatively high level of convenience and accessibility. With a median income of $82,000, West Ryde's residents are likely to be professionals and families who value the suburb's quality schools, which have a rating of 7 out of 10. The safety rating of 8 out of 10 also adds to the suburb's appeal. West Ryde's distance to the CBD, at 16 km, is manageable, and the suburb's investment score of 78 out of 100 suggests a strong potential for returns. The growth potential is even higher, at 82 out of 100, making West Ryde an attractive option for investors. The rental yield for houses is 3.2%, and the vacancy rate is a low 1.8%, indicating a high demand for housing in the area. Overall, West Ryde offers a desirable lifestyle, a strong market position, and a promising investment outlook, making it an excellent choice for those looking to buy, rent, or invest in the suburb.

Strengths

  • Highly sought-after location with strong market position
  • Good quality schools with a rating of 7 out of 10
  • High safety rating of 8 out of 10
  • Relatively high walkability score of 75

Opportunities

  • Potential for renovation and redevelopment of existing properties
  • Growing demand for housing in the area presents opportunities for developers and investors
  • Proximity to major transportation hubs and amenities presents opportunities for convenience and lifestyle upgrades
  • Strong growth potential presents opportunities for long-term capital gains

Considerations

  • Median house price of $1,450,000 may be out of reach for some buyers
  • Distance to CBD of 16 km may be a deterrent for some commuters
  • Limited affordable housing options in the area
  • Traffic and congestion may be an issue in certain areas of the suburb

Property Market

Median House

$1.45M

+8.5% 1yr

Median Unit

$720K

+9.2% 1yr

Median Townhouse

$980K

Rent (House)

$900/wk

Rent (Unit)

$650/wk

Days on Market

28

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+45.0%
Unit+9.2%+24.5%+48.0%

Rental Yields

House Yield

3.2%

Unit Yield

4.8%

Townhouse Yield

3.8%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score76/100
Risk Score (lower = safer)72/100
Affordability Index68/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for West Ryde at median house price

Standard transfer
$62,140
First Home Buyer
$62,140
Foreign buyer surcharge
$116,000

+8% surcharge

Annual rent income
$46,800

$900/wk

Interest (80% LVR @ 6.5%)
-$75,400
Other expenses (~2.5%)
-$36,250
Net rental position
-$64,850

Negatively geared

Tax benefit (39% MTR)
+$25,292

Reduces taxable income

After-tax holding cost
$39,559/yr

~$761/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.23M
Capital gain
$711,615
After discount
$355,807
CGT payable
$138,765

10-Year Hold

Est. value
$3.43M
Capital gain
$1.91M
After discount
$956,644
CGT payable
$373,091

Investor Quick Summary

Entry cost (stamp duty)

$62,140

After-tax yield

1.95%

Weekly holding cost

$761/wk

10yr CGT (est.)

$373,091

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

12,800

Median Age

34

Median Income

$82K

per annum

Family Households

58.0%

Professionals

45.0%

University Educated

48.0%

Unemployment

4.2%

Born Overseas

52.0%

Dwelling Mix

Houses: 35%Units: 58%Townhouses: 7%Total: 5,200

Lifestyle & Community

Walkability75/100
Public Transport9/10
Schools Rating7/10
Safety8/10
Family Friendly8/10
Cafes & Restaurants

45

Parks

8

Hospitals

1

Distance to CBD

16.0 km

Nearest Station: West Ryde Station

Urban convenience with access to major shopping, dining diversity, parks and recreation, plus excellent transport links to employment and education hubs.

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Data sourced from multiple sources. Last updated 18 April 2026.

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