West Pennant Hills
Investment Score
78
/100
AI Intelligence Summary
West Pennant Hills, a suburb in New South Wales, presents a captivating narrative for potential residents and investors alike. With a median house price of $1,850,000 and units at $920,000, it's clear that this area is geared towards a more affluent demographic, reflected in its median income of $125,000. The population of 8,500 enjoys a relatively high level of walkability, scoring 65 out of 100, which suggests that daily amenities and services are within reachable distance, contributing to a convenient lifestyle. The suburb boasts an impressive schools rating of 8 out of 10, alongside a safety rating of 8 out of 10, making it an attractive choice for families. Its distance from the CBD, at 25km, positions it as a quieter, more suburban option for those who still wish to be connected to the city. For investors, West Pennant Hills offers a compelling investment score of 78 out of 100, with a growth potential of 75 out of 100, indicating a strong likelihood of property value appreciation over time. The rental yield of 2.8% and a low vacancy rate of 1.8% further bolster its appeal as a sound investment opportunity. Overall, West Pennant Hills balances lifestyle, investment potential, and community, making it a desirable suburb for both living and investing.
Strengths
- •High median income indicating a strong and affluent community
- •Excellent schools and safety ratings, ideal for families
- •Good walkability, providing easy access to local amenities
- •Strong investment potential with a high investment score and growth potential
Opportunities
- •Growing demand for housing due to its desirable lifestyle and investment potential
- •Opportunity for developers to create more affordable housing options without compromising the area's charm
- •Potential for local businesses to thrive, catering to the affluent demographic and increasing community amenities
Considerations
- •High entry cost for housing, potentially limiting accessibility for some buyers
- •Distance from the CBD may deter those requiring frequent city access
- •Potential for traffic and commute times to impact quality of life for some residents
Property Market
$1.85M
+5.2% 1yr
$920K
+4.1% 1yr
$1.35M
$980/wk
$750/wk
32
1.8%
78.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +5.2% | +18.5% | +35.2% |
| Unit | +4.1% | +15.2% | +28.5% |
Rental Yields
House Yield
2.8%
Unit Yield
4.2%
Townhouse Yield
3.1%
Investment Scorecard
Demand/Supply Ratio: 1.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for West Pennant Hills at median house price
Stamp Duty Estimate
+8% surcharge
Negative Gearing Position
$980/wk
Negatively geared
Reduces taxable income
~$1,073/week
Land Tax Exposure
~60% of median price
Annual: $660
Annual: $17,460
CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.
CGT Projection
Based on 7.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$84,140
After-tax yield
1.71%
Weekly holding cost
$1073/wk
10yr CGT (est.)
$333,346
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).
Demographics
8,500
42
$125K
per annum
68.0%
52.0%
48.0%
3.2%
38.0%
Dwelling Mix
Lifestyle & Community
28
12
2
25.0 km
Nearest Station: Pennant Hills Station
Golf club membership, park recreation, community sporting clubs, quality dining options, and family-focused activities with easy access to major shopping centers.
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Data sourced from multiple sources. Last updated 19 April 2026.