All Suburbs

Werrington

NSW 2747LGA: Penrith City

Investment Score

72

/100

AI Intelligence Summary

Werrington, NSW 2747 is a well-established suburb in Western Sydney's Penrith Local Government Area, offering excellent value for families and first-home buyers. Located approximately 50km from Sydney CBD, Werrington provides direct rail access via the T1 Western Line and major road connections including the Great Western Highway and nearby M4 Motorway. The suburb features a strong community atmosphere with established amenities including Werrington Plaza shopping centre, multiple schools, parks, and recreational facilities. Housing predominantly consists of detached homes with some townhouses and units, offering more affordable alternatives to inner Sydney. The area benefits from proximity to the University of Western Sydney Kingswood campus and is positioned to benefit from future Western Sydney development including the new airport. With moderate price growth, steady rental demand, and strong infrastructure, Werrington appeals to families seeking affordability without sacrificing connectivity to employment centres.

Strengths

  • Direct train access to Sydney CBD via T1 Western Line
  • Affordable housing compared to inner Sydney suburbs
  • Strong family-oriented community with good schools
  • Established shopping and recreational amenities

Opportunities

  • Western Sydney Airport development creating employment
  • Infrastructure upgrades improving connectivity
  • First home buyer market growth
  • Potential for property value growth as Western Sydney develops

Considerations

  • Distance from Sydney CBD limits employment options
  • Limited nightlife and entertainment venues
  • Older housing stock may require maintenance
  • Competition from nearby newer developments

Property Market

Median House

$750K

+4.2% 1yr

Median Unit

$485K

+3.8% 1yr

Median Townhouse

$620K

Rent (House)

$600/wk

Rent (Unit)

$475/wk

Days on Market

35

Vacancy Rate

2.1%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+18.5%+35.8%
Unit+3.8%+16.2%+32.4%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.5%

Investment Scorecard

Overall Investment Score72/100
Growth Potential75/100
Cashflow Score68/100
Risk Score (lower = safer)68/100
Affordability Index72/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Werrington at median house price

Standard transfer
$28,280
First Home Buyer
Exempt

Save $28,280

Foreign buyer surcharge
$60,000

+8% surcharge

Annual rent income
$31,200

$600/wk

Interest (80% LVR @ 6.5%)
-$39,000
Other expenses (~2.5%)
-$18,750
Net rental position
-$26,550

Negatively geared

Tax benefit (39% MTR)
+$10,355

Reduces taxable income

After-tax holding cost
$16,196/yr

~$311/week

Based on 7.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.06M
Capital gain
$277,772
After discount
$138,886
CGT payable
$54,166

10-Year Hold

Est. value
$1.50M
Capital gain
$715,544
After discount
$357,772
CGT payable
$139,531

Investor Quick Summary

Entry cost (stamp duty)

$28,280

After-tax yield

2.56%

Weekly holding cost

$311/wk

10yr CGT (est.)

$139,531

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,500

Median Age

35

Median Income

$68K

per annum

Family Households

58.0%

Professionals

35.0%

University Educated

28.0%

Unemployment

6.2%

Born Overseas

45.0%

Dwelling Mix

Houses: 75%Units: 18%Townhouses: 7%Total: 3,200

Lifestyle & Community

Walkability65/100
Public Transport7/10
Schools Rating7/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

15

Parks

8

Hospitals

1

Distance to CBD

50.0 km

Nearest Station: Werrington railway station

Suburban family lifestyle with good parks, shopping, schools and recreational facilities. Community-oriented with sporting clubs and local events.

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Data sourced from multiple sources. Last updated 29 March 2026.

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