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Werrington County

NSW 2747LGA: City of Penrith

Investment Score

74

/100

AI Intelligence Summary

Werrington County is an established residential suburb in Sydney's west, located within the Penrith Local Government Area. This family-oriented community features predominantly detached homes on larger blocks, built primarily during the 1980s-1990s development boom. The suburb offers an attractive proposition for families and first-home buyers seeking affordable housing with good space, positioned approximately 50km from Sydney CBD. Residents benefit from proximity to quality amenities including Werrington Lakes Golf Club, local parks, and nearby shopping at Werrington Plaza and St Marys. The area maintains strong connectivity via the Great Western Highway and M4 Motorway, with bus services linking to major transport hubs at Penrith and St Marys stations. The community is culturally diverse with a median age in the mid-30s, reflecting its appeal to young families and established residents. Property values have shown steady moderate growth aligned with broader Western Sydney trends, supported by the suburb's established character and strategic location within the growing western corridor. Infrastructure investments and planned improvements in the region position Werrington County well for continued growth.

Strengths

  • Affordable housing with larger block sizes compared to inner Sydney
  • Strong family-friendly community with established suburban character
  • Excellent connectivity via M4 Motorway and Great Western Highway
  • Proximity to quality amenities including golf club and recreational facilities

Opportunities

  • Beneficiary of Western Sydney infrastructure investment programs
  • Potential for property value growth as western corridor develops
  • Strong rental demand from families seeking affordable housing
  • Proximity to planned Western Sydney developments and employment hubs

Considerations

  • Limited direct rail access requiring bus connections to train stations
  • Distance from Sydney CBD may impact commuting convenience
  • Established suburb with limited new development opportunities
  • Car dependency due to outer suburban location

Property Market

Median House

$720K

+6.5% 1yr

Median Unit

$485K

+5.2% 1yr

Median Townhouse

$620K

Rent (House)

$580/wk

Rent (Unit)

$475/wk

Days on Market

42

Vacancy Rate

2.1%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+6.5%+18.2%+32.8%
Unit+5.2%+15.6%+28.4%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.6%

Investment Scorecard

Overall Investment Score74/100
Growth Potential76/100
Cashflow Score72/100
Risk Score (lower = safer)72/100
Affordability Index68/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Werrington County at median house price

Standard transfer
$26,930
First Home Buyer
Exempt

Save $26,930

Foreign buyer surcharge
$57,600

+8% surcharge

Annual rent income
$30,160

$580/wk

Interest (80% LVR @ 6.5%)
-$37,440
Other expenses (~2.5%)
-$18,000
Net rental position
-$25,280

Negatively geared

Tax benefit (39% MTR)
+$9,859

Reduces taxable income

After-tax holding cost
$15,421/yr

~$297/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$989,244
Capital gain
$238,714
After discount
$119,357
CGT payable
$46,549

10-Year Hold

Est. value
$1.36M
Capital gain
$608,643
After discount
$304,321
CGT payable
$118,685

Investor Quick Summary

Entry cost (stamp duty)

$26,930

After-tax yield

2.56%

Weekly holding cost

$297/wk

10yr CGT (est.)

$118,685

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

4,200

Median Age

35

Median Income

$78K

per annum

Family Households

68.0%

Professionals

38.0%

University Educated

32.0%

Unemployment

5.2%

Born Overseas

45.0%

Dwelling Mix

Houses: 82%Units: 12%Townhouses: 6%Total: 1,680

Lifestyle & Community

Walkability55/100
Public Transport6/10
Schools Rating7/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

8

Parks

6

Hospitals

1

Distance to CBD

52.0 km

Nearest Station: St Marys Station

Relaxed suburban lifestyle with access to recreational facilities, parks, golf, and family amenities while maintaining connectivity to major centres

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Data sourced from multiple sources. Last updated 29 March 2026.

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