All Suburbs

Waverton

NSW 2060LGA: North Sydney Council

Investment Score

78

/100

AI Intelligence Summary

Waverton is a prestigious harbourside suburb on Sydney's Lower North Shore, renowned for its stunning harbour views, heritage character, and premium location just 4km from the CBD. This small, exclusive enclave features a mix of Federation-era homes and contemporary apartments, attracting affluent professionals and families seeking a sophisticated lifestyle with excellent transport connectivity. The suburb benefits from direct rail access via Waverton Station on the T1 North Shore Line, providing seamless CBD connectivity in under 15 minutes. Property values remain consistently strong due to limited housing stock, harbour proximity, and the suburb's established reputation as one of Sydney's most desirable addresses. The community enjoys access to Waverton Peninsula Park with its harbour views and recreational facilities, while benefiting from close proximity to North Sydney's commercial amenities and quality North Shore schools. With low rental vacancy rates and strong price growth driven by its unique combination of natural beauty, heritage charm, and urban convenience, Waverton represents the epitome of premium Sydney living.

Strengths

  • Prime harbourside location with stunning water views and heritage character
  • Excellent transport connectivity with direct train access to Sydney CBD
  • Limited housing stock creating scarcity value and strong price appreciation
  • Prestigious Lower North Shore address with established reputation

Opportunities

  • Continued infrastructure improvements enhancing accessibility and appeal
  • Growing demand for premium harbourside properties from domestic and international buyers
  • Potential for heritage home renovations and contemporary apartment developments
  • Increasing recognition as a lifestyle destination for affluent professionals

Considerations

  • Limited local retail and dining options requiring travel for shopping
  • High property prices creating affordability barriers for many buyers
  • Minimal development opportunities due to heritage constraints
  • Parking limitations in older parts of the suburb

Property Market

Median House

$3.65M

+8.5% 1yr

Median Unit

$1.85M

+7.8% 1yr

Median Townhouse

$2.75M

Rent (House)

$1,950/wk

Rent (Unit)

$1,450/wk

Days on Market

28

Vacancy Rate

1.2%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+24.2%+42.8%
Unit+7.8%+22.5%+38.6%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Townhouse Yield

3.4%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score68/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 2.10

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Waverton at median house price

Standard transfer
$183,350
First Home Buyer
$183,350
Foreign buyer surcharge
$292,000

+8% surcharge

Annual rent income
$101,400

$1950/wk

Interest (80% LVR @ 6.5%)
-$189,800
Other expenses (~2.5%)
-$91,250
Net rental position
-$179,650

Negatively geared

Tax benefit (39% MTR)
+$70,064

Reduces taxable income

After-tax holding cost
$109,587/yr

~$2,107/week

Based on 8.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$5.50M
Capital gain
$1.65M
After discount
$825,969
CGT payable
$322,128

10-Year Hold

Est. value
$8.30M
Capital gain
$4.45M
After discount
$2.22M
CGT payable
$867,114

Investor Quick Summary

Entry cost (stamp duty)

$183,350

After-tax yield

1.71%

Weekly holding cost

$2107/wk

10yr CGT (est.)

$867,114

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

1,850

Median Age

42

Median Income

$145K

per annum

Family Households

68.0%

Professionals

58.0%

University Educated

72.0%

Unemployment

3.2%

Born Overseas

35.0%

Dwelling Mix

Houses: 45%Units: 48%Townhouses: 7%Total: 875

Lifestyle & Community

Walkability75/100
Public Transport9/10
Schools Rating9/10
Safety9/10
Family Friendly8/10
Cafes & Restaurants

8

Parks

4

Hospitals

2

Distance to CBD

4.2 km

Nearest Station: Waverton Station

Premium harbourside living with harbour views, heritage charm, excellent dining and shopping nearby, recreational facilities, and easy CBD access for professional and cultural pursuits.

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Data sourced from multiple sources. Last updated 25 March 2026.

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