All Suburbs

Waverley

NSW 2024LGA: Waverley

Investment Score

78

/100

AI Intelligence Summary

Waverley, NSW, is a highly sought-after suburb, boasting a unique blend of lifestyle, market position, and investment outlook. With a median house price of $2,850,000 and a median unit price of $1,450,000, Waverley is positioned as a premium market, attracting high-income earners with a median income of $95,000. The suburb's high walkability score of 82.0/100 and excellent schools rating of 8.0/10 make it an ideal location for families and professionals alike. The safety rating of 8.0/10 and proximity to the CBD, just 7.0 km away, further enhance its appeal. In terms of investment, Waverley presents a compelling opportunity, with an investment score of 78.0/100 and growth potential of 75.0/100. The rental yield for houses is 2.8%, and the vacancy rate is a low 1.8%, indicating a strong demand for rentals. Overall, Waverley's unique combination of lifestyle, market position, and investment outlook makes it an attractive proposition for homeowners, investors, and renters. The suburb's desirability is expected to continue, driven by its strong fundamentals, including high-quality schools, safety, and proximity to employment and entertainment hubs. As such, Waverley is poised to remain a premier suburb in the NSW market, with ongoing demand and potential for long-term capital growth.

Strengths

  • High median income of $95,000, indicating a strong demographic
  • Excellent schools rating of 8.0/10, making it an attractive location for families
  • High walkability score of 82.0/100, providing residents with convenient access to amenities
  • Strong investment fundamentals, including an investment score of 78.0/100 and growth potential of 75.0/100

Opportunities

  • Renovation and redevelopment opportunities, particularly for older properties, to capitalize on the suburb's strong demand and growth potential
  • Investment in high-quality, boutique-style developments, catering to the suburb's premium market and high-income earners
  • Expansion of local amenities and services, such as cafes, restaurants, and retail, to further enhance the suburb's lifestyle appeal and walkability

Considerations

  • High median house price of $2,850,000, making it less accessible to first-home buyers and investors with limited budgets
  • Limited affordability for low- to middle-income earners, potentially impacting rental demand and investment yields
  • Potential for increased competition from surrounding suburbs, which may impact Waverley's premium market position

Property Market

Median House

$2.85M

+8.2% 1yr

Median Unit

$1.45M

+6.8% 1yr

Median Townhouse

$2.20M

Rent (House)

$1,550/wk

Rent (Unit)

$750/wk

Days on Market

28

Vacancy Rate

1.8%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.2%+22.5%+42.3%
Unit+6.8%+18.4%+35.7%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Townhouse Yield

3.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score68/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 2.10

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Waverley at median house price

Standard transfer
$139,140
First Home Buyer
$139,140
Foreign buyer surcharge
$228,000

+8% surcharge

Annual rent income
$80,600

$1550/wk

Interest (80% LVR @ 6.5%)
-$148,200
Other expenses (~2.5%)
-$71,250
Net rental position
-$138,850

Negatively geared

Tax benefit (39% MTR)
+$54,152

Reduces taxable income

After-tax holding cost
$84,699/yr

~$1,629/week

Based on 8.5% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$4.28M
Capital gain
$1.27M
After discount
$637,069
CGT payable
$248,457

10-Year Hold

Est. value
$6.42M
Capital gain
$3.42M
After discount
$1.71M
CGT payable
$666,256

Investor Quick Summary

Entry cost (stamp duty)

$139,140

After-tax yield

1.71%

Weekly holding cost

$1629/wk

10yr CGT (est.)

$666,256

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

14,500

Median Age

36

Median Income

$95K

per annum

Family Households

58.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

38.0%

Dwelling Mix

Houses: 45%Units: 48%Townhouses: 7%Total: 6,200

Lifestyle & Community

Walkability82/100
Public Transport7/10
Schools Rating8/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

45

Parks

6

Hospitals

2

Distance to CBD

7.0 km

Nearest Station: Bondi Junction Station

Cosmopolitan beachside living with excellent cafés, restaurants, cultural facilities, and easy beach access for recreation and relaxation.

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Data sourced from multiple sources. Last updated 17 April 2026.

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