All Suburbs

Warren

NSW 2824LGA: Warren Shire

Investment Score

68

/100

AI Intelligence Summary

Warren is a small rural town in central western NSW, located approximately 120km northwest of Dubbo with a population of around 1,400 residents. The town serves as a vital service center for surrounding agricultural areas, with the local economy heavily dependent on farming, livestock, and rural services. The community is characterized by strong rural values, with Warren Central School providing K-12 education and essential amenities including an RSL club, golf course, swimming pool, and multipurpose health service. The property market reflects typical rural NSW characteristics with very affordable housing, limited transaction volumes, and a rental market constrained by small population size. Infrastructure includes connection via the Oxley Highway, freight rail services for agricultural transport, and basic telecommunications with NBN coverage. While the town faces challenges common to rural communities including population decline and limited employment diversity, it offers an authentic country lifestyle with strong community bonds, affordable living costs, and proximity to agricultural opportunities. The annual Warren Show remains a significant community event, highlighting the town's agricultural heritage and tight-knit social fabric.

Strengths

  • Extremely affordable housing market with median house prices well below state averages
  • Strong agricultural economy providing stability and employment opportunities
  • Comprehensive educational facility with Warren Central School serving K-12 students
  • Essential community amenities including health services, recreational facilities, and RSL club

Opportunities

  • Potential for rural lifestyle seekers and tree-changers seeking affordable properties
  • Agricultural diversification and value-adding opportunities
  • Tourism development leveraging rural heritage and natural attractions
  • Remote work opportunities with NBN infrastructure enabling digital connectivity

Considerations

  • Limited employment opportunities outside of agriculture and basic services
  • Declining population trend typical of rural NSW communities
  • Very limited rental housing market constraining growth potential
  • Minimal public transport options creating car dependency

Property Market

Median House

$185K

+2.1% 1yr

Median Unit

$125K

+1.8% 1yr

Rent (House)

$240/wk

Rent (Unit)

$180/wk

Days on Market

85

Vacancy Rate

1.2%

Auction Clearance

45.0%

Price Growth

Type1 Year3 Year5 Year
House+2.1%+8.5%+15.2%
Unit+1.8%+6.2%+12.1%

Rental Yields

House Yield

6.8%

Unit Yield

7.2%

Investment Scorecard

Overall Investment Score68/100
Growth Potential62/100
Cashflow Score78/100
Risk Score (lower = safer)58/100
Affordability Index85/100

Demand/Supply Ratio: 0.80

Supply exceeds demand — favourable for buyers

Tax & Financial Intelligence

CPA-grade analysis for Warren at median house price

Standard transfer
$4,645
First Home Buyer
Exempt

Save $4,645

Foreign buyer surcharge
$14,800

+8% surcharge

Annual rent income
$12,480

$240/wk

Interest (80% LVR @ 6.5%)
-$9,620
Other expenses (~2.5%)
-$4,625
Net rental position
-$1,765

Negatively geared

Tax benefit (39% MTR)
+$688

Reduces taxable income

After-tax holding cost
$1,077/yr

~$21/week

Based on 3.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$214,882
Capital gain
$24,312
After discount
$12,156
CGT payable
$4,741

10-Year Hold

Est. value
$249,592
Capital gain
$59,022
After discount
$29,511
CGT payable
$11,509

Investor Quick Summary

Entry cost (stamp duty)

$4,645

After-tax yield

4.15%

Weekly holding cost

$21/wk

10yr CGT (est.)

$11,509

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

1,400

Median Age

45

Median Income

$52K

per annum

Family Households

58.0%

Professionals

25.0%

University Educated

18.0%

Unemployment

6.2%

Born Overseas

12.0%

Dwelling Mix

Houses: 88%Units: 8%Townhouses: 4%Total: 650

Lifestyle & Community

Walkability45/100
Public Transport2/10
Schools Rating6/10
Safety9/10
Family Friendly8/10
Cafes & Restaurants

3

Parks

4

0
Distance to CBD

520.0 km

Nearest Station: Dubbo Station

Quiet rural lifestyle with outdoor recreational opportunities, community events, and close connection to agricultural activities. The pace of life is relaxed with emphasis on community relationships and rural traditions.

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Data sourced from multiple sources. Last updated 29 March 2026.

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