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Wareemba

NSW 2046LGA: City of Canada Bay

Investment Score

78

/100

AI Intelligence Summary

Wareemba is an established, tightly held inner-west Sydney suburb that appeals strongly to affluent owner-occupiers, families, and long-term investors seeking blue-chip fundamentals rather than short-term affordability. With a median house price of $2,450,000 and a median unit price of $1,150,000, the market sits firmly in the premium bracket, reflecting its desirable bayside-influenced lifestyle, low-density character, and proximity just 10km from the Sydney CBD. The suburb’s small population of 1,850 contributes to its exclusive feel, limited turnover, and a scarcity of available stock that often supports pricing resilience through different market cycles. A median income of $95,000, strong safety rating of 9/10, and school rating of 8/10 make Wareemba attractive to established professionals and households prioritising security, education, and lifestyle quality. The walkability score of 65/100 suggests a generally convenient setting with good access to local amenities, though residents still rely on nearby centres and transport links for a broader range of retail, dining, and services. From an investment perspective, Wareemba presents a balanced but premium opportunity. Its investment score of 78/100 and growth potential of 82/100 point to solid long-term capital growth prospects, driven by scarcity, strong owner-occupier demand, and ongoing desirability of well-located inner-west suburbs. However, investors should be mindful that the rental yield for houses at 2.8% is modest, which is typical for high-value Sydney markets, and is better suited to those prioritising capital growth over cash flow. The vacancy rate of 1.2% indicates tight rental conditions and healthy demand, supporting leasing confidence and reducing holding risk. Overall, Wareemba is best viewed as a premium, defensive market with strong lifestyle appeal, excellent safety, good schooling, and enduring demand characteristics. It is particularly well suited to buyers and investors who value capital preservation, long-term appreciation, and a quality residential environment over high immediate rental returns.

Strengths

  • Premium inner-west location only 10km from the Sydney CBD
  • Strong safety profile with a 9/10 safety rating
  • Excellent school appeal with an 8/10 schools rating
  • High growth potential supported by a growth score of 82/100

Opportunities

  • Long-term capital growth potential driven by scarcity and strong demand
  • Appeal to owner-occupiers and families seeking safety and school access
  • Tight rental market supports leasing stability and lower vacancy risk
  • Potential upside from continued demand for well-located inner-west Sydney homes

Considerations

  • High entry prices make the suburb inaccessible for many buyers
  • House rental yields are modest at 2.8%, limiting cash flow
  • Premium market conditions leave less room for bargain purchasing
  • Small suburb size can mean low turnover and limited listing choice

Property Market

Median House

$2.45M

+8.5% 1yr

Median Unit

$1.15M

+6.8% 1yr

Median Townhouse

$1.85M

Rent (House)

$1,320/wk

Rent (Unit)

$920/wk

Days on Market

28

Vacancy Rate

1.2%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+28.2%+45.8%
Unit+6.8%+22.4%+38.2%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Townhouse Yield

3.2%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score58/100
Risk Score (lower = safer)72/100
Affordability Index45/100

Demand/Supply Ratio: 2.10

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Wareemba at median house price

Stamp Duty Estimate
Standard transfer
$117,140
First Home Buyer
$117,140
Foreign buyer surcharge
$196,000

+8% surcharge

Negative Gearing Position
Annual rent income
$68,640

$1320/wk

Interest (80% LVR @ 6.5%)
-$127,400
Other expenses (~2.5%)
-$61,250
Net rental position
-$120,010

Negatively geared

Tax benefit (39% MTR)
+$46,804

Reduces taxable income

After-tax holding cost
$73,206/yr

~$1,408/week

Land Tax Exposure
Est. land value
$1.47M

~60% of median price

Individual threshold
$1,075,000

Annual: $6,420

Trust/company threshold
$25,000 (trust)

Annual: $23,220

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$3.80M
Capital gain
$1.22M
After discount
$608,994
CGT payable
$237,507

10-Year Hold

Est. value
$5.89M
Capital gain
$3.31M
After discount
$1.65M
CGT payable
$644,739

Investor Quick Summary

Entry cost (stamp duty)

$117,140

After-tax yield

1.71%

Weekly holding cost

$1408/wk

10yr CGT (est.)

$644,739

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

1,850

Median Age

42

Median Income

$95K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

42.0%

Dwelling Mix

Houses: 78%Units: 15%Townhouses: 7%Total: 720

Lifestyle & Community

Walkability65/100
Public Transport5/10
Schools Rating8/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

12

Parks

6

Hospitals

1

Distance to CBD

10.0 km

Nearest Station: Drummoyne (bus connection)

Premium waterfront living with bay access, walking trails, quality local schooling, and easy access to Inner West dining and cultural amenities in nearby suburbs.

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Data sourced from multiple sources. Last updated 27 April 2026.

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