All Suburbs

Wahroonga

NSW 2076LGA: Ku-ring-gai Council

Investment Score

78

/100

AI Intelligence Summary

Wahroonga is a prestigious suburb located on Sydney's Upper North Shore, approximately 22km north-west of the CBD. Known for its leafy streets, heritage homes, and excellent educational facilities including Knox Grammar School and proximity to Abbotsleigh School for Girls, Wahroonga attracts affluent families and professionals seeking a premium lifestyle. The suburb features substantial residential blocks, mature tree canopies, and well-maintained parks including Wahroonga Park. With excellent transport links via Wahroonga railway station on the North Shore line and the Pacific Highway, residents enjoy convenient access to the city while maintaining a peaceful, suburban atmosphere. The local village shopping precinct provides essential services, while the strong community spirit is evident through active sporting clubs and community groups. Property values remain consistently high due to the suburb's desirable location, quality amenities, and limited housing stock, making it one of the North Shore's most sought-after addresses for families prioritizing education and lifestyle quality.

Strengths

  • Premium location on prestigious Upper North Shore
  • Excellent educational facilities including top-tier private schools
  • Direct rail connection to Sydney CBD via North Shore line
  • Heritage character homes on substantial landscaped blocks

Opportunities

  • Continued infrastructure improvements on North Shore line
  • Heritage home renovation and extension potential
  • Growing demand from international families for school access
  • Potential for luxury apartment developments

Considerations

  • Very high property prices limiting affordability
  • Limited commercial and retail options requiring travel for major shopping
  • Competitive school enrollment and high education costs
  • Traffic congestion during peak periods on Pacific Highway

Property Market

Median House

$2.85M

+6.2% 1yr

Median Unit

$1.45M

+4.8% 1yr

Median Townhouse

$2.20M

Rent (House)

$1,550/wk

Rent (Unit)

$975/wk

Days on Market

28

Vacancy Rate

1.2%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+6.2%+18.5%+32.8%
Unit+4.8%+15.2%+28.5%

Rental Yields

House Yield

2.8%

Unit Yield

3.5%

Townhouse Yield

3.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score58/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Wahroonga at median house price

Standard transfer
$139,140
First Home Buyer
$139,140
Foreign buyer surcharge
$228,000

+8% surcharge

Annual rent income
$80,600

$1550/wk

Interest (80% LVR @ 6.5%)
-$148,200
Other expenses (~2.5%)
-$71,250
Net rental position
-$138,850

Negatively geared

Tax benefit (39% MTR)
+$54,152

Reduces taxable income

After-tax holding cost
$84,699/yr

~$1,629/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$3.92M
Capital gain
$912,369
After discount
$456,184
CGT payable
$177,912

10-Year Hold

Est. value
$5.38M
Capital gain
$2.38M
After discount
$1.19M
CGT payable
$463,450

Investor Quick Summary

Entry cost (stamp duty)

$139,140

After-tax yield

1.71%

Weekly holding cost

$1629/wk

10yr CGT (est.)

$463,450

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,500

Median Age

42

Median Income

$125K

per annum

Family Households

68.0%

Professionals

58.0%

University Educated

52.0%

Unemployment

2.8%

Born Overseas

35.0%

Dwelling Mix

Houses: 78%Units: 15%Townhouses: 7%Total: 3,200

Lifestyle & Community

Walkability72/100
Public Transport8/10
Schools Rating9/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

12

Parks

6

Hospitals

2

Distance to CBD

22.0 km

Nearest Station: Wahroonga Station

Premium lifestyle centered around family activities, education, recreational pursuits, and community involvement with easy access to both natural amenities and city conveniences.

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Data sourced from multiple sources. Last updated 29 March 2026.

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