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Wahroonga

NSW 2076LGA: Ku-ring-gai Council

Investment Score

78

/100

AI Intelligence Summary

Wahroonga is a highly sought-after suburb on Sydney's Upper North Shore, offering a unique blend of lifestyle, education, and investment opportunities. With a median house price of $2,850,000 and a median unit price of $1,450,000, the suburb is firmly positioned in the premium segment of the market. The area is renowned for its high-quality schools, with a schools rating of 9.0/10, making it an attractive location for families. The suburb's safety rating of 9.0/10 and walkability score of 72.0/100 also contribute to its appeal, providing residents with a secure and convenient lifestyle. From an investment perspective, Wahroonga's investment score of 78.0/100 and growth potential of 75.0/100 indicate a strong outlook, with rental yields of 2.8% for houses and a low vacancy rate of 1.2%. While the suburb's distance to the CBD is 22.0 km, its proximity to major transport hubs and commercial centers ensures that residents have easy access to employment and entertainment options. With a median income of $125,000, residents are likely to be professionals and families who value the area's amenities and lifestyle. Overall, Wahroonga presents a compelling proposition for both owner-occupiers and investors, offering a unique combination of lifestyle, education, and investment potential.

Strengths

  • High-quality schools and education options
  • Strong investment potential with high growth prospects
  • Low vacancy rate and stable rental market
  • Excellent safety record and low crime rate

Opportunities

  • Renovation and development opportunities for existing properties
  • Growing demand for premium rentals and luxury lifestyles
  • Potential for increased density and mixed-use development
  • Investment in local infrastructure and amenities to support growth

Considerations

  • High entry prices for houses and units
  • Distance to CBD may be a deterrent for some residents
  • Traffic congestion and parking challenges in peak hours
  • Limited affordable housing options for first-home buyers

Property Market

Median House

$2.85M

+6.2% 1yr

Median Unit

$1.45M

+4.8% 1yr

Median Townhouse

$2.20M

Rent (House)

$1,550/wk

Rent (Unit)

$975/wk

Days on Market

28

Vacancy Rate

1.2%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+6.2%+18.5%+32.8%
Unit+4.8%+15.2%+28.5%

Rental Yields

House Yield

2.8%

Unit Yield

3.5%

Townhouse Yield

3.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score58/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Wahroonga at median house price

Standard transfer
$139,140
First Home Buyer
$139,140
Foreign buyer surcharge
$228,000

+8% surcharge

Annual rent income
$80,600

$1550/wk

Interest (80% LVR @ 6.5%)
-$148,200
Other expenses (~2.5%)
-$71,250
Net rental position
-$138,850

Negatively geared

Tax benefit (39% MTR)
+$54,152

Reduces taxable income

After-tax holding cost
$84,699/yr

~$1,629/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$3.92M
Capital gain
$912,369
After discount
$456,184
CGT payable
$177,912

10-Year Hold

Est. value
$5.38M
Capital gain
$2.38M
After discount
$1.19M
CGT payable
$463,450

Investor Quick Summary

Entry cost (stamp duty)

$139,140

After-tax yield

1.71%

Weekly holding cost

$1629/wk

10yr CGT (est.)

$463,450

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

8,500

Median Age

42

Median Income

$125K

per annum

Family Households

68.0%

Professionals

58.0%

University Educated

52.0%

Unemployment

2.8%

Born Overseas

35.0%

Dwelling Mix

Houses: 78%Units: 15%Townhouses: 7%Total: 3,200

Lifestyle & Community

Walkability72/100
Public Transport8/10
Schools Rating9/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

12

Parks

6

Hospitals

2

Distance to CBD

22.0 km

Nearest Station: Wahroonga Station

Premium lifestyle centered around family activities, education, recreational pursuits, and community involvement with easy access to both natural amenities and city conveniences.

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Data sourced from multiple sources. Last updated 18 April 2026.

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