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Voyager Point

NSW 2172LGA: Liverpool City

Investment Score

75

/100

AI Intelligence Summary

Voyager Point, NSW 2172, is a suburb that offers a unique blend of lifestyle and investment opportunities. With a median house price of $950,000 and a median unit price of $680,000, the area is positioned as an affordable alternative to more inner-city suburbs. The population of 2800 residents enjoys a relatively high median income of $85,000, indicating a strong and stable community. The walkability score of 45.0/100 suggests that while the area may not be highly pedestrian-friendly, it still offers some amenities and services within walking distance. The schools rating of 6.0/10 and safety rating of 8.0/10 indicate that Voyager Point is a relatively safe and decent area for families. The distance to CBD of 35.0km may be a deterrent for some, but the investment score of 75.0/100 and growth potential of 82.0/100 make it an attractive option for investors. The rental yield for houses is 3.8%, and the vacancy rate is a low 1.8%, indicating a strong demand for rentals. Overall, Voyager Point presents a compelling case for both lifestyle and investment, with its unique blend of affordability, safety, and growth potential.

Strengths

  • Relatively affordable median house and unit prices
  • High median income indicating a strong and stable community
  • Decent schools rating and high safety rating
  • Attractive investment score and growth potential

Opportunities

  • Growing demand for affordable housing in the area
  • Potential for infrastructure development and upgrade
  • Opportunity for investors to capitalize on growth potential and rental yield

Considerations

  • Limited walkability and amenities
  • Distance to CBD may be a deterrent for some
  • Room for improvement in schools rating

Property Market

Median House

$950K

+8.5% 1yr

Median Unit

$680K

+7.2% 1yr

Median Townhouse

$820K

Rent (House)

$695/wk

Rent (Unit)

$590/wk

Days on Market

28

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+25.2%+45.8%
Unit+7.2%+22.8%+38.5%

Rental Yields

House Yield

3.8%

Unit Yield

4.5%

Townhouse Yield

4.0%

Investment Scorecard

Overall Investment Score75/100
Growth Potential82/100
Cashflow Score72/100
Risk Score (lower = safer)65/100
Affordability Index65/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Voyager Point at median house price

Stamp Duty Estimate
Standard transfer
$37,280
First Home Buyer
$27,960

Save $9,320

Foreign buyer surcharge
$76,000

+8% surcharge

Negative Gearing Position
Annual rent income
$36,140

$695/wk

Interest (80% LVR @ 6.5%)
-$49,400
Other expenses (~2.5%)
-$23,750
Net rental position
-$37,010

Negatively geared

Tax benefit (39% MTR)
+$14,434

Reduces taxable income

After-tax holding cost
$22,576/yr

~$434/week

Land Tax Exposure
Est. land value
$570,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $8,820

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.47M
Capital gain
$480,422
After discount
$240,211
CGT payable
$93,682

10-Year Hold

Est. value
$2.28M
Capital gain
$1.29M
After discount
$645,099
CGT payable
$251,588

Investor Quick Summary

Entry cost (stamp duty)

$37,280

After-tax yield

2.32%

Weekly holding cost

$434/wk

10yr CGT (est.)

$251,588

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

2,800

Median Age

34

Median Income

$85K

per annum

Family Households

68.0%

Professionals

35.0%

University Educated

28.0%

Unemployment

5.2%

Born Overseas

38.0%

Dwelling Mix

Houses: 75%Units: 15%Townhouses: 10%Total: 1,150

Lifestyle & Community

Walkability45/100
Public Transport4/10
Schools Rating6/10
Safety8/10
Family Friendly8/10
Cafes & Restaurants

3

Parks

5

Hospitals

1

Distance to CBD

35.0 km

Nearest Station: Holsworthy Station

Peaceful suburban living with access to parks, river recreation, and family-friendly amenities while maintaining proximity to major centers

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Data sourced from multiple sources. Last updated 22 April 2026.

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