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Turrella

NSW 2205LGA: Bayside

Investment Score

78

/100

AI Intelligence Summary

Turrella, NSW 2205 is a charming suburb that offers a unique blend of lifestyle and investment opportunities. With a median house price of $1,180,000 and a median unit price of $680,000, the area is attracting a mix of families, professionals, and retirees. The suburb's walkability score of 65.0/100 and proximity to the CBD, just 10.0 km away, make it an appealing choice for those seeking convenience and accessibility. While the schools rating is 6.0/10, the safety rating of 7.0/10 provides reassurance for residents. From an investment perspective, Turrella's investment score of 78.0/100 and growth potential of 75.0/100 indicate a promising outlook, with rental yields for houses at 3.8% and a low vacancy rate of 1.8%. Overall, Turrella presents a compelling proposition for those seeking a balanced lifestyle and solid investment returns.

Strengths

  • Strong investment potential
  • Convenient proximity to CBD
  • Affordable unit options
  • Low vacancy rate

Opportunities

  • Renovation and redevelopment opportunities
  • Increased demand for rentals
  • Potential for capital growth

Considerations

  • Limited schools options
  • Traffic congestion
  • Parking constraints

Property Market

Median House

$1.18M

+7.2% 1yr

Median Unit

$680K

+6.8% 1yr

Median Townhouse

$950K

Rent (House)

$850/wk

Rent (Unit)

$550/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+7.2%+22.8%+38.5%
Unit+6.8%+20.4%+35.2%

Rental Yields

House Yield

3.8%

Unit Yield

4.2%

Townhouse Yield

3.9%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score72/100
Risk Score (lower = safer)72/100
Affordability Index65/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Turrella at median house price

Stamp Duty Estimate
Standard transfer
$47,630
First Home Buyer
$47,630
Foreign buyer surcharge
$94,400

+8% surcharge

Negative Gearing Position
Annual rent income
$44,200

$850/wk

Interest (80% LVR @ 6.5%)
-$61,360
Other expenses (~2.5%)
-$29,500
Net rental position
-$46,660

Negatively geared

Tax benefit (39% MTR)
+$18,197

Reduces taxable income

After-tax holding cost
$28,463/yr

~$547/week

Land Tax Exposure
Est. land value
$708,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $11,028

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 7.7% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.71M
Capital gain
$476,330
After discount
$238,165
CGT payable
$92,884

10-Year Hold

Est. value
$2.48M
Capital gain
$1.24M
After discount
$622,057
CGT payable
$242,602

Investor Quick Summary

Entry cost (stamp duty)

$47,630

After-tax yield

2.32%

Weekly holding cost

$547/wk

10yr CGT (est.)

$242,602

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

2,800

Median Age

42

Median Income

$78K

per annum

Family Households

58.0%

Professionals

42.0%

University Educated

35.0%

Unemployment

4.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 72%Units: 22%Townhouses: 6%Total: 1,150

Lifestyle & Community

Walkability65/100
Public Transport9/10
Schools Rating6/10
Safety7/10
Family Friendly7/10
Cafes & Restaurants

8

Parks

5

Hospitals

1

Distance to CBD

10.0 km

Nearest Station: Turrella Station

Quiet residential lifestyle with easy access to recreational spaces, Georges River foreshore, cycling paths, and excellent transport links for commuting to work and leisure destinations.

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Data sourced from multiple sources. Last updated 23 April 2026.

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