Ding Real EstateIntegrated Property Financial Advisory
All Suburbs

Turramurra

NSW 2074LGA: Ku-ring-gai Council

Investment Score

78

/100

AI Intelligence Summary

Turramurra stands as one of Sydney's most prestigious Upper North Shore suburbs, offering an exceptional blend of leafy tranquility, educational excellence, and sophisticated lifestyle amenities just 15km from the CBD. With a median house price of $2,850,000, this established suburb attracts affluent families seeking quality schools, spacious properties, and a strong sense of community. The area's natural bushland setting, combined with excellent connectivity via Turramurra Station on the North Shore Line, provides residents with the perfect balance between peaceful suburban living and urban convenience. The suburb's outstanding school rating of 9/10 reflects its reputation as an education hub, home to highly regarded public and private institutions that draw families from across Sydney. Turramurra's village atmosphere centers around its boutique shopping precinct along the Pacific Highway, featuring quality cafes, specialty stores, and essential services. The demographic profile skews toward established professionals and families, with a median household income of $98,000 supporting the area's premium property values. From an investment perspective, Turramurra presents a solid proposition with an investment score of 78/100 and growth potential of 75/100. While the rental yield of 2.8% reflects the capital growth-focused nature of the market, the exceptionally low vacancy rate of 1.2% demonstrates consistent rental demand. The suburb's enduring appeal is underpinned by limited housing stock, prestigious reputation, and proximity to major employment centers. With a safety rating of 9/10 and walkability score of 72/100, Turramurra offers an enviable lifestyle for those seeking a secure, family-oriented environment with excellent amenities and strong long-term capital appreciation potential.

Strengths

  • Exceptional school rating of 9/10 with access to premium public and private educational institutions
  • Outstanding safety rating of 9/10, providing a secure family-friendly environment
  • Strong capital growth history with median house prices at $2,850,000 reflecting premium market position
  • Excellent connectivity with Turramurra Station offering direct rail access to Sydney CBD in approximately 30 minutes

Opportunities

  • Strong renovation and extension market for older homes to maximize value in premium location
  • Growing demand for quality rental properties from families relocating for school access
  • Potential for luxury unit developments near station precinct to meet downsizer demand
  • Continued infrastructure improvements on North Shore Line enhancing connectivity and appeal

Considerations

  • Premium entry prices with median house at $2,850,000 limiting accessibility for first-home buyers
  • Low rental yield of 2.8% may not suit investors seeking immediate cash flow returns
  • Limited housing stock and established nature of suburb restricts new development opportunities
  • Competition from nearby Upper North Shore suburbs offering similar amenities at varied price points

Property Market

Median House

$2.85M

+8.5% 1yr

Median Unit

$1.25M

+6.2% 1yr

Median Townhouse

$1.95M

Rent (House)

$1,550/wk

Rent (Unit)

$650/wk

Days on Market

28

Vacancy Rate

1.2%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+45.0%
Unit+6.2%+18.5%+38.0%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Townhouse Yield

3.4%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score58/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 2.20

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Turramurra at median house price

Stamp Duty Estimate
Standard transfer
$139,140
First Home Buyer
$139,140
Foreign buyer surcharge
$228,000

+8% surcharge

Negative Gearing Position
Annual rent income
$80,600

$1550/wk

Interest (80% LVR @ 6.5%)
-$148,200
Other expenses (~2.5%)
-$71,250
Net rental position
-$138,850

Negatively geared

Tax benefit (39% MTR)
+$54,152

Reduces taxable income

After-tax holding cost
$84,699/yr

~$1,629/week

Land Tax Exposure
Est. land value
$1.71M

~60% of median price

Individual threshold
$1,075,000

Annual: $10,260

Trust/company threshold
$25,000 (trust)

Annual: $27,060

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$4.39M
Capital gain
$1.38M
After discount
$690,844
CGT payable
$269,429

10-Year Hold

Est. value
$6.75M
Capital gain
$3.74M
After discount
$1.87M
CGT payable
$730,001

Investor Quick Summary

Entry cost (stamp duty)

$139,140

After-tax yield

1.71%

Weekly holding cost

$1629/wk

10yr CGT (est.)

$730,001

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

8,200

Median Age

42

Median Income

$98K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

38.0%

Dwelling Mix

Houses: 78%Units: 16%Townhouses: 6%Total: 3,200

Lifestyle & Community

Walkability72/100
Public Transport8/10
Schools Rating9/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

18

Parks

8

Hospitals

2

Distance to CBD

15.0 km

Nearest Station: Turramurra Station

Premium family lifestyle with access to quality education, abundant parklands, boutique shopping, and recreational facilities. Strong community spirit with active local groups and sporting clubs catering to all ages.

Interested in Turramurra?

Get a personalised buyer brief with AI-powered property intelligence for this suburb.

Request Your Free Buyer Brief

See What ASPIRE Has Found For You

Get a personalised preview of what our AI intelligence has identified for your situation — in seconds.

No spam. Your data is used only to personalise your brief.

Data sourced from multiple sources. Last updated 20 April 2026.

Browse all suburbsContact DING