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Turramurra

NSW 2074LGA: Ku-ring-gai Council

Investment Score

78

/100

AI Intelligence Summary

Turramurra is a prestigious Upper North Shore suburb located 15km north of Sydney CBD, renowned for its family-oriented community and exceptional educational facilities. The suburb is anchored by Turramurra High School, a highly regarded selective government school, alongside quality primary schools that drive significant property demand. With a predominantly affluent demographic of professionals and managers, Turramurra offers an attractive blend of leafy residential streets, established parklands including Turramurra Memorial Park, and convenient access to Lane Cove National Park. The property market is dominated by quality detached houses with limited development opportunities due to established character zoning. Excellent transport connectivity via Turramurra Railway Station on the North Shore line, combined with well-maintained infrastructure and high-speed internet, makes it highly desirable for families seeking premium lifestyle amenities. The suburb maintains strong property values supported by school catchment demand, professional demographics, and limited supply of new housing stock.

Strengths

  • Home to Turramurra High School - prestigious selective government school
  • Strong transport connectivity with direct rail access to Sydney CBD
  • Affluent demographic with high proportion of professionals and university graduates
  • Abundant parkland and recreational facilities including Lane Cove National Park access

Opportunities

  • Continued infrastructure investment in North Shore transport planning
  • Growing demand for premium family-oriented suburbs post-COVID
  • Potential for selective unit development in appropriate locations
  • Enhanced digital infrastructure supporting remote work trends

Considerations

  • Limited housing affordability for first-time buyers due to premium pricing
  • Restricted development opportunities limiting housing supply growth
  • Heavy reliance on private vehicle transport despite rail access
  • Competition for school places driving property price premiums

Property Market

Median House

$2.85M

+8.5% 1yr

Median Unit

$1.25M

+6.2% 1yr

Median Townhouse

$1.95M

Rent (House)

$1,550/wk

Rent (Unit)

$650/wk

Days on Market

28

Vacancy Rate

1.2%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+45.0%
Unit+6.2%+18.5%+38.0%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Townhouse Yield

3.4%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score58/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 2.20

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Turramurra at median house price

Standard transfer
$139,140
First Home Buyer
$139,140
Foreign buyer surcharge
$228,000

+8% surcharge

Annual rent income
$80,600

$1550/wk

Interest (80% LVR @ 6.5%)
-$148,200
Other expenses (~2.5%)
-$71,250
Net rental position
-$138,850

Negatively geared

Tax benefit (39% MTR)
+$54,152

Reduces taxable income

After-tax holding cost
$84,699/yr

~$1,629/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$4.39M
Capital gain
$1.38M
After discount
$690,844
CGT payable
$269,429

10-Year Hold

Est. value
$6.75M
Capital gain
$3.74M
After discount
$1.87M
CGT payable
$730,001

Investor Quick Summary

Entry cost (stamp duty)

$139,140

After-tax yield

1.71%

Weekly holding cost

$1629/wk

10yr CGT (est.)

$730,001

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,200

Median Age

42

Median Income

$98K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

38.0%

Dwelling Mix

Houses: 78%Units: 16%Townhouses: 6%Total: 3,200

Lifestyle & Community

Walkability72/100
Public Transport8/10
Schools Rating9/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

18

Parks

8

Hospitals

2

Distance to CBD

15.0 km

Nearest Station: Turramurra Station

Premium family lifestyle with access to quality education, abundant parklands, boutique shopping, and recreational facilities. Strong community spirit with active local groups and sporting clubs catering to all ages.

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Data sourced from multiple sources. Last updated 29 March 2026.

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