Toongabbie
Investment Score
72
/100
AI Intelligence Summary
Toongabbie is a culturally diverse Western Sydney suburb located 30km from the CBD, offering affordable family housing with strong community amenities. The area features a mix of detached houses, townhouses and units, attracting young families and first home buyers with its competitive pricing and good transport connectivity via Toongabbie Railway Station on the Western Line. The suburb boasts excellent educational facilities including proximity to Girraween High School, a selective school, along with local primary schools. Community facilities include Toongabbie Sports Club, Toongabbie Creek Reserve, and convenient shopping along Aurelia Street, with major retail at nearby Stockland Merrylands. The area has experienced steady population and property growth, supported by ongoing Western Sydney infrastructure development. With significant South Asian and Middle Eastern communities, Toongabbie offers multicultural dining and services. The suburb represents good value for money in Sydney's property market while maintaining strong rental demand and capital growth potential.
Strengths
- •Affordable housing compared to inner Sydney suburbs
- •Direct train access to Sydney CBD via Western Line
- •Culturally diverse community with multicultural amenities
- •Strong educational facilities including selective high school access
Opportunities
- •Western Sydney infrastructure development benefits
- •Continued population growth driving housing demand
- •Multicultural community supporting diverse business growth
- •Potential for townhouse and unit development
Considerations
- •Distance from Sydney CBD limits employment options
- •Limited nightlife and entertainment venues
- •Traffic congestion on Great Western Highway
- •Perception as outer suburban location
Property Market
$820K
+5.2% 1yr
$520K
+4.8% 1yr
$680K
$680/wk
$510/wk
32
2.1%
68.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +5.2% | +18.5% | +32.8% |
| Unit | +4.8% | +16.2% | +28.5% |
Rental Yields
House Yield
4.2%
Unit Yield
5.1%
Townhouse Yield
4.5%
Investment Scorecard
Demand/Supply Ratio: 1.40
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Toongabbie at median house price
Save $28,287
+8% surcharge
$680/wk
Negatively geared
Reduces taxable income
~$326/week
Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$31,430
After-tax yield
2.56%
Weekly holding cost
$326/wk
10yr CGT (est.)
$135,021
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
8,500
34
$68K
per annum
62.0%
35.0%
28.0%
6.2%
48.0%
Dwelling Mix
Lifestyle & Community
25
8
2
30.0 km
Nearest Station: Toongabbie Railway Station
Family-focused lifestyle with good recreational facilities, parks, local shopping strips, and community sports clubs providing a suburban village feel.
Interested in Toongabbie?
Get a personalised buyer brief with AI-powered property intelligence for this suburb.
Data sourced from multiple sources. Last updated 29 March 2026.