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The Entrance

NSW 2261LGA: Central Coast Council

Investment Score

75

/100

AI Intelligence Summary

The Entrance is a picturesque coastal town on NSW's Central Coast, approximately 90km north of Sydney, renowned for its stunning beach, famous pelican feeding, and relaxed lifestyle. The suburb has evolved into a popular retirement destination while maintaining strong appeal for families seeking coastal living within commuting distance of Sydney. With a median age significantly above the national average, The Entrance offers a unique blend of permanent residents and holiday accommodation, creating a vibrant yet peaceful community atmosphere. The property market reflects the suburb's coastal premium, with waterfront and water-view properties commanding significant price premiums. Recent infrastructure improvements and ongoing Central Coast Council developments continue to enhance the area's appeal. The local economy is supported by tourism, hospitality, and residents who commute to larger centers. Community life revolves around The Entrance Beach, the RSL Club, and various recreational facilities, while the famous pelican feeding remains a major drawcard for visitors and residents alike.

Strengths

  • Prime beachfront location with iconic pelican feeding
  • Strong community atmosphere centered around beach lifestyle
  • Proximity to Sydney (90km) for commuters
  • Established tourism and hospitality infrastructure

Opportunities

  • Continued Sydney buyer interest in coastal lifestyle properties
  • Potential for medium-density development in suitable areas
  • Tourism infrastructure expansion possibilities
  • Improved transport connections to major employment centers

Considerations

  • Limited high school options requiring travel to nearby areas
  • Seasonal tourism creating fluctuating rental markets
  • Aging population potentially limiting future growth
  • Limited public transport options compared to metropolitan areas

Property Market

Median House

$920K

+8.5% 1yr

Median Unit

$585K

+6.8% 1yr

Median Townhouse

$750K

Rent (House)

$680/wk

Rent (Unit)

$515/wk

Days on Market

42

Vacancy Rate

2.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.8%+45.2%
Unit+6.8%+18.5%+38.2%

Rental Yields

House Yield

3.8%

Unit Yield

4.5%

Townhouse Yield

4.1%

Investment Scorecard

Overall Investment Score75/100
Growth Potential72/100
Cashflow Score68/100
Risk Score (lower = safer)65/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for The Entrance at median house price

Standard transfer
$35,930
First Home Buyer
$21,558

Save $14,372

Foreign buyer surcharge
$73,600

+8% surcharge

Annual rent income
$35,360

$680/wk

Interest (80% LVR @ 6.5%)
-$47,840
Other expenses (~2.5%)
-$23,000
Net rental position
-$35,480

Negatively geared

Tax benefit (39% MTR)
+$13,837

Reduces taxable income

After-tax holding cost
$21,643/yr

~$416/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.42M
Capital gain
$457,603
After discount
$228,802
CGT payable
$89,233

10-Year Hold

Est. value
$2.19M
Capital gain
$1.23M
After discount
$612,725
CGT payable
$238,963

Investor Quick Summary

Entry cost (stamp duty)

$35,930

After-tax yield

2.32%

Weekly holding cost

$416/wk

10yr CGT (est.)

$238,963

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

4,200

Median Age

52

Median Income

$58K

per annum

Family Households

42.0%

Professionals

28.0%

University Educated

24.0%

Unemployment

6.2%

Born Overseas

22.0%

Dwelling Mix

Houses: 65%Units: 28%Townhouses: 7%Total: 2,850

Lifestyle & Community

Walkability65/100
Public Transport4/10
Schools Rating6/10
Safety8/10
Family Friendly7/10
Cafes & Restaurants

18

Parks

8

Hospitals

1

Distance to CBD

90.0 km

Nearest Station: Tuggerah Station

Relaxed coastal living with beach activities, water sports, community events, and proximity to natural attractions, appealing to retirees and families seeking a slower pace of life.

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Data sourced from multiple sources. Last updated 29 March 2026.

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