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Tennyson Point

NSW 2111LGA: City of Ryde

Investment Score

78

/100

AI Intelligence Summary

Tennyson Point is an exclusive waterfront suburb located on a peninsula along the Parramatta River in Sydney's Northern Suburbs. This prestigious enclave offers a unique combination of waterfront living with convenient access to major business districts including Ryde and Parramatta. The suburb is characterized by premium single-family homes and select townhouse developments, many featuring water views and direct river access through the local marina. With limited housing stock due to geographic constraints and heritage restrictions, property values remain consistently high. The community enjoys a peaceful, resort-like atmosphere with riverside parks, walking tracks, and strong neighborhood connections, while benefiting from proximity to quality schools and shopping precincts in surrounding areas. Despite limited local retail and public transport options, the suburb attracts affluent families and retirees seeking premium waterfront lifestyle within commuting distance of Sydney's major employment centers.

Strengths

  • Premium waterfront location with Parramatta River frontage and marina access
  • Limited housing supply creating scarcity value and price stability
  • High-quality housing stock with many properties featuring water views
  • Strong community atmosphere with active neighborhood associations

Opportunities

  • Future Metro West project improving regional connectivity
  • Continued gentrification of surrounding Ryde area enhancing amenities
  • Growing demand for waterfront lifestyle properties post-COVID
  • Potential for luxury townhouse developments on suitable sites

Considerations

  • Limited public transport options with no direct rail access
  • Restricted development potential due to heritage listings and geography
  • Limited local retail and commercial amenities within the suburb
  • Higher property maintenance costs due to waterfront location

Property Market

Median House

$2.15M

+8.5% 1yr

Median Unit

$1.25M

+6.2% 1yr

Median Townhouse

$1.65M

Rent (House)

$1,150/wk

Rent (Unit)

$820/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+45.0%
Unit+6.2%+18.5%+38.0%

Rental Yields

House Yield

2.8%

Unit Yield

3.4%

Townhouse Yield

3.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score58/100
Risk Score (lower = safer)72/100
Affordability Index45/100

Demand/Supply Ratio: 2.10

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Tennyson Point at median house price

Standard transfer
$100,640
First Home Buyer
$100,640
Foreign buyer surcharge
$172,000

+8% surcharge

Annual rent income
$59,800

$1150/wk

Interest (80% LVR @ 6.5%)
-$111,800
Other expenses (~2.5%)
-$53,750
Net rental position
-$105,750

Negatively geared

Tax benefit (39% MTR)
+$41,243

Reduces taxable income

After-tax holding cost
$64,508/yr

~$1,241/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$3.31M
Capital gain
$1.05M
After discount
$523,326
CGT payable
$204,097

10-Year Hold

Est. value
$5.09M
Capital gain
$2.83M
After discount
$1.41M
CGT payable
$551,546

Investor Quick Summary

Entry cost (stamp duty)

$100,640

After-tax yield

1.71%

Weekly holding cost

$1241/wk

10yr CGT (est.)

$551,546

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

850

Median Age

47

Median Income

$125K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

32.0%

Dwelling Mix

Houses: 72%Units: 18%Townhouses: 10%Total: 380

Lifestyle & Community

Walkability65/100
Public Transport4/10
Schools Rating8/10
Safety9/10
Family Friendly8/10
Cafes & Restaurants

12

Parks

6

Hospitals

1

Distance to CBD

18.0 km

Nearest Station: Meadowbank Station

Premium waterfront lifestyle with marina access, riverside recreation, peaceful residential streets, and convenient access to Ryde's dining and shopping precincts.

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Data sourced from multiple sources. Last updated 29 March 2026.

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