All Suburbs

Tempe

NSW 2044LGA: Inner West Council

Investment Score

78

/100

AI Intelligence Summary

Tempe is a vibrant inner-south Sydney suburb located 8km from the CBD, characterized by its diverse community of young professionals and university students. The suburb offers excellent transport connectivity via Tempe station on the T8 Airport & South Line, with the upcoming Sydenham to Bankstown Metro conversion set to enhance accessibility from 2025. The property market is dominated by apartments and units, reflecting its urban character and proximity to employment hubs. Tempe benefits from strong infrastructure including WestConnex M8 motorway access, established NBN and 5G coverage, and ongoing cycling infrastructure improvements along the Cooks River corridor. The community enjoys a strong cafe culture, access to Tempe Recreation Reserve, and proximity to major universities. While aircraft noise from nearby Sydney Airport presents some lifestyle considerations, the suburb's strategic location, infrastructure investments, and diverse amenities make it an attractive option for investors and residents seeking inner-city convenience with good growth prospects.

Strengths

  • Excellent transport connectivity with train station and upcoming Metro line
  • Strong proximity to CBD and major employment hubs
  • Diverse, educated community with high rental demand
  • Ongoing infrastructure improvements including WestConnex access

Opportunities

  • Sydenham to Bankstown Metro line opening in 2025
  • Continued urban renewal and development potential
  • Growing appeal to young professionals and students
  • Cycling infrastructure improvements enhancing connectivity

Considerations

  • Aircraft noise from Sydney Airport proximity
  • Limited local primary school options
  • Apartment-dominated market with limited housing diversity
  • Higher density living may not suit all lifestyle preferences

Property Market

Median House

$1.45M

+4.2% 1yr

Median Unit

$750K

+3.8% 1yr

Median Townhouse

$1.10M

Rent (House)

$1,050/wk

Rent (Unit)

$650/wk

Days on Market

28

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+18.5%+35.2%
Unit+3.8%+16.2%+32.1%

Rental Yields

House Yield

3.8%

Unit Yield

4.5%

Townhouse Yield

4.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score75/100
Risk Score (lower = safer)75/100
Affordability Index65/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Tempe at median house price

Standard transfer
$62,140
First Home Buyer
$62,140
Foreign buyer surcharge
$116,000

+8% surcharge

Annual rent income
$54,600

$1050/wk

Interest (80% LVR @ 6.5%)
-$75,400
Other expenses (~2.5%)
-$36,250
Net rental position
-$57,050

Negatively geared

Tax benefit (39% MTR)
+$22,250

Reduces taxable income

After-tax holding cost
$34,801/yr

~$669/week

Based on 7.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.04M
Capital gain
$518,114
After discount
$259,057
CGT payable
$101,032

10-Year Hold

Est. value
$2.86M
Capital gain
$1.34M
After discount
$671,830
CGT payable
$262,014

Investor Quick Summary

Entry cost (stamp duty)

$62,140

After-tax yield

2.32%

Weekly holding cost

$669/wk

10yr CGT (est.)

$262,014

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

4,200

Median Age

32

Median Income

$85K

per annum

Family Households

45.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

4.2%

Born Overseas

42.0%

Dwelling Mix

Houses: 25%Units: 68%Townhouses: 7%Total: 1,850

Lifestyle & Community

Walkability78/100
Public Transport9/10
Schools Rating6/10
Safety7/10
Family Friendly6/10
Cafes & Restaurants

25

Parks

4

Hospitals

2

Distance to CBD

8.0 km

Nearest Station: Tempe Station

Urban convenience with excellent transport, vibrant cafe scene, recreational facilities, and proximity to universities and employment centers

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Data sourced from multiple sources. Last updated 29 March 2026.

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