All Suburbs

Telopea

NSW 2117LGA: City of Parramatta

Investment Score

74

/100

AI Intelligence Summary

Telopea is a culturally diverse suburb in Western Sydney, 22km from the CBD, currently experiencing significant transformation through urban renewal initiatives. With a population of 4,800 and median age of 35, the area attracts young families and professionals seeking affordable housing options near Parramatta. The suburb features a mix of public housing, established homes, and new developments, with 48% overseas-born residents contributing to its multicultural character. Property values have shown strong growth, with houses appreciating 35.2% over five years and median prices at $920,000 for houses and $580,000 for units. The area benefits from good public transport links via bus services to Parramatta and proximity to the Carlingford railway line, plus excellent walkability scores. Community amenities include Telopea Public School, recreational parks, and nearby shopping at Carlingford Court and Parramatta Westfield. The ongoing urban renewal projects are improving infrastructure and connectivity, making it an attractive option for investors seeking growth potential in an established yet evolving location with strong rental demand and relatively low vacancy rates.

Strengths

  • Strong property price growth with 35.2% appreciation over 5 years
  • Excellent proximity to Parramatta CBD and major employment centers
  • Ongoing urban renewal initiatives improving infrastructure and amenities
  • High rental yields with low vacancy rates (1.8%)

Opportunities

  • Urban renewal projects creating new housing stock and improved amenities
  • Potential transport upgrades including Parramatta Light Rail Stage 2
  • Growing demand from young families seeking affordable Western Sydney options
  • Infrastructure improvements enhancing long-term property values

Considerations

  • Significant public housing presence may affect property values
  • Higher unemployment rate (6.8%) compared to Sydney average
  • Limited direct rail connectivity requiring bus transfers
  • Ongoing construction and renewal may cause temporary disruption

Property Market

Median House

$920K

+8.2% 1yr

Median Unit

$580K

+9.1% 1yr

Median Townhouse

$750K

Rent (House)

$740/wk

Rent (Unit)

$570/wk

Days on Market

35

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.2%+18.5%+35.2%
Unit+9.1%+22.3%+38.7%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.6%

Investment Scorecard

Overall Investment Score74/100
Growth Potential78/100
Cashflow Score72/100
Risk Score (lower = safer)68/100
Affordability Index68/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Telopea at median house price

Standard transfer
$35,930
First Home Buyer
$21,558

Save $14,372

Foreign buyer surcharge
$73,600

+8% surcharge

Annual rent income
$38,480

$740/wk

Interest (80% LVR @ 6.5%)
-$47,840
Other expenses (~2.5%)
-$23,000
Net rental position
-$32,360

Negatively geared

Tax benefit (39% MTR)
+$12,620

Reduces taxable income

After-tax holding cost
$19,740/yr

~$380/week

Based on 7.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.29M
Capital gain
$332,231
After discount
$166,116
CGT payable
$64,785

10-Year Hold

Est. value
$1.82M
Capital gain
$856,026
After discount
$428,013
CGT payable
$166,925

Investor Quick Summary

Entry cost (stamp duty)

$35,930

After-tax yield

2.56%

Weekly holding cost

$380/wk

10yr CGT (est.)

$166,925

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

4,800

Median Age

35

Median Income

$65K

per annum

Family Households

68.0%

Professionals

35.0%

University Educated

28.0%

Unemployment

6.8%

Born Overseas

48.0%

Dwelling Mix

Houses: 45%Units: 48%Townhouses: 7%Total: 1,850

Lifestyle & Community

Walkability68/100
Public Transport7/10
Schools Rating7/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

12

Parks

4

Hospitals

1

Distance to CBD

22.0 km

Nearest Station: Carlingford Station

Family-oriented lifestyle with access to parks, community centers, quality schools, and convenient shopping. Close proximity to Parramatta provides urban amenities while maintaining suburban tranquility.

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Data sourced from multiple sources. Last updated 29 March 2026.

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