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Taren Point

NSW 2229LGA: Sutherland Shire

Investment Score

78

/100

AI Intelligence Summary

Taren Point is a prestigious waterfront suburb in the Sutherland Shire, approximately 24km south of Sydney CBD. Known for its proximity to the Georges River and established residential character, the suburb attracts affluent families seeking larger properties with water access. The area features predominantly detached housing on generous blocks, with limited apartment stock maintaining its exclusive residential appeal. Strong community connections are fostered through active residents associations, local parks including Lime Kiln Bay Wetlands, and recreational boating facilities. The suburb benefits from excellent schools, established infrastructure, and a family-oriented demographic with higher than average household incomes. While transport connectivity relies primarily on bus services to Miranda and Cronulla, the suburb's waterfront lifestyle and proximity to quality amenities make it highly desirable. Property values have shown steady growth aligned with broader Sydney trends, supported by strong rental demand from families and professionals. The aging population trend and limited development opportunities present both challenges and advantages for long-term investment potential.

Strengths

  • Premium waterfront location with Georges River access
  • Established residential character with larger block sizes
  • Strong community connections and active residents associations
  • Quality local amenities including parks and recreational facilities

Opportunities

  • Growing demand for waterfront lifestyle properties
  • Potential for property value appreciation due to limited supply
  • Strong rental investment potential from professional tenants
  • Infrastructure improvements enhancing connectivity

Considerations

  • Limited public transport with no direct rail access
  • Aging population demographic trend
  • Higher property prices limiting affordability
  • Limited new development constraining supply

Property Market

Median House

$1.85M

+8.5% 1yr

Median Unit

$720K

+6.8% 1yr

Rent (House)

$1,150/wk

Rent (Unit)

$665/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+24.2%+42.8%
Unit+6.8%+18.5%+35.2%

Rental Yields

House Yield

3.2%

Unit Yield

4.8%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score68/100
Risk Score (lower = safer)72/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Taren Point at median house price

Standard transfer
$84,140
First Home Buyer
$84,140
Foreign buyer surcharge
$148,000

+8% surcharge

Annual rent income
$59,800

$1150/wk

Interest (80% LVR @ 6.5%)
-$96,200
Other expenses (~2.5%)
-$46,250
Net rental position
-$82,650

Negatively geared

Tax benefit (39% MTR)
+$32,234

Reduces taxable income

After-tax holding cost
$50,417/yr

~$970/week

Based on 8.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.79M
Capital gain
$846,075
After discount
$423,037
CGT payable
$164,985

10-Year Hold

Est. value
$4.21M
Capital gain
$2.26M
After discount
$1.13M
CGT payable
$441,210

Investor Quick Summary

Entry cost (stamp duty)

$84,140

After-tax yield

1.95%

Weekly holding cost

$970/wk

10yr CGT (est.)

$441,210

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

2,850

Median Age

44

Median Income

$95K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

28.0%

Dwelling Mix

Houses: 85%Units: 12%Townhouses: 3%Total: 1,180

Lifestyle & Community

Walkability65/100
Public Transport5/10
Schools Rating8/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

6

Hospitals

1

Distance to CBD

24.0 km

Nearest Station: Caringbah Station

Waterfront recreation, boating, fishing, parks, quality dining, and family-friendly activities with easy access to Georges River amenities

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Data sourced from multiple sources. Last updated 29 March 2026.

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