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Taree

NSW 2430LGA: MidCoast Council

Investment Score

74

/100

AI Intelligence Summary

Taree is the administrative center of the MidCoast Council region in NSW, located 317km north of Sydney on the Manning River. As a major regional hub for the Manning Valley, Taree serves a stable population with moderate growth trends and a median age higher than the NSW average, indicating an aging demographic. The town offers comprehensive amenities including Manning Base Hospital, multiple educational institutions, and strong community facilities like the RSL Club and sporting venues. Property markets show moderate growth following regional NSW trends, with houses significantly more affordable than Sydney metropolitan areas. The area benefits from strong rental demand due to limited supply and regional employment, influenced by tree change and sea change migration patterns. Infrastructure includes Pacific Highway access, limited airport services, and completed NBN rollout, though passenger rail services are not available. The community enjoys proximity to beaches and national parks, creating an appealing lifestyle for families and retirees seeking regional living with urban conveniences.

Strengths

  • Major regional healthcare hub with Manning Base Hospital
  • Comprehensive educational facilities from primary to secondary level
  • Strong community infrastructure and recreational amenities
  • Affordable property market compared to metropolitan areas

Opportunities

  • Tree change and sea change migration trends
  • Regional development and infrastructure investment
  • Tourism potential with natural attractions
  • Rental investment market expansion

Considerations

  • Aging population demographic trends
  • Limited passenger rail connectivity
  • Commercial retail vacancy issues
  • Distance from major metropolitan centers

Property Market

Median House

$485K

+8.2% 1yr

Median Unit

$320K

+6.8% 1yr

Median Townhouse

$425K

Rent (House)

$450/wk

Rent (Unit)

$345/wk

Days on Market

42

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+8.2%+18.5%+32.8%
Unit+6.8%+15.2%+28.4%

Rental Yields

House Yield

4.8%

Unit Yield

5.6%

Townhouse Yield

5.1%

Investment Scorecard

Overall Investment Score74/100
Growth Potential72/100
Cashflow Score76/100
Risk Score (lower = safer)68/100
Affordability Index68/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Taree at median house price

Standard transfer
$16,355
First Home Buyer
Exempt

Save $16,355

Foreign buyer surcharge
$38,800

+8% surcharge

Annual rent income
$23,400

$450/wk

Interest (80% LVR @ 6.5%)
-$25,220
Other expenses (~2.5%)
-$12,125
Net rental position
-$13,945

Negatively geared

Tax benefit (39% MTR)
+$5,439

Reduces taxable income

After-tax holding cost
$8,506/yr

~$164/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$666,366
Capital gain
$162,586
After discount
$81,293
CGT payable
$31,704

10-Year Hold

Est. value
$915,554
Capital gain
$411,774
After discount
$205,887
CGT payable
$80,296

Investor Quick Summary

Entry cost (stamp duty)

$16,355

After-tax yield

2.93%

Weekly holding cost

$164/wk

10yr CGT (est.)

$80,296

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

26,500

Median Age

48

Median Income

$58K

per annum

Family Households

68.0%

Professionals

35.0%

University Educated

22.0%

Unemployment

6.2%

Born Overseas

18.0%

Dwelling Mix

Houses: 72%Units: 22%Townhouses: 6%Total: 11,200

Lifestyle & Community

Walkability58/100
Public Transport4/10
Schools Rating7/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

45

Parks

12

Hospitals

1

Distance to CBD

317.0 km

Nearest Station: No passenger rail service

River-based recreation, proximity to beaches and national parks, community events, sporting facilities, regional shopping and dining options, with a relaxed pace of life balanced by comprehensive urban amenities.

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Data sourced from multiple sources. Last updated 29 March 2026.

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