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Tallawong

NSW 2762LGA: City of Blacktown

Investment Score

75

/100

AI Intelligence Summary

Tallawong, NSW 2762, is a rapidly evolving suburb in Sydney's north-west, carving out a niche as a family-friendly and increasingly well-connected community. Its relatively young population of 4,200, coupled with a solid median household income of $95,000, suggests a demographic with disposable income and a desire for modern living. The median house price of $1,150,000 and unit price of $650,000 position Tallawong as an accessible entry point into the Sydney market, particularly for those seeking new builds or more contemporary housing options. Lifestyle in Tallawong is characterised by its growing infrastructure. While its walkability score of 65/100 indicates a car-dependent environment for some amenities, the significant investment in public transport, particularly the Metro, has dramatically improved connectivity to the CBD, albeit at a 45km distance. The suburb boasts decent school ratings (7.0/10) and a strong safety score (8.0/10), making it appealing for young families. The retail and community facilities are steadily expanding to cater to the influx of residents. From an investment perspective, Tallawong presents a compelling case. An Investment Score of 75.0/100 and a high Growth score of 78.0/100 highlight its strong potential for capital appreciation. The healthy yield of 3.8% for investors, coupled with a manageable vacancy rate of 2.1%, suggests a robust rental market. This performance is largely driven by ongoing development, infrastructure upgrades, and the enduring demand for housing in Sydney's growth corridors. Tallawong is transitioning from a fringe suburb to a more established and desirable locale, offering a blend of modern living and future growth prospects.

Strengths

  • Strong capital growth potential indicated by a high Growth score (78.0/100).
  • Good investment fundamentals with a solid Investment Score (75.0/100) and healthy rental yield (3.8%).
  • Low vacancy rate (2.1%) signalling strong rental demand.
  • Excellent safety rating (8.0/10) making it attractive for families.

Opportunities

  • Continued infrastructure development will further enhance connectivity and property values.
  • Emerging commercial and retail hubs will create local employment and amenities.
  • Attraction for first-home buyers and young families seeking new, modern housing.
  • Potential for long-term capital appreciation as the region matures and becomes more established.

Considerations

  • Distance from the CBD (45.0km) may be a deterrent for some commuters.
  • Walkability score (65.0/100) suggests reliance on private vehicles for many daily errands.
  • Rapid development may strain existing local infrastructure in the short term.
  • Potential for increased competition as more new dwellings come online.

Property Market

Median House

$1.15M

+8.5% 1yr

Median Unit

$650K

+6.2% 1yr

Median Townhouse

$850K

Rent (House)

$850/wk

Rent (Unit)

$560/wk

Days on Market

32

Vacancy Rate

2.1%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+28.0%+45.0%
Unit+6.2%+22.0%+38.0%

Rental Yields

House Yield

3.8%

Unit Yield

4.5%

Townhouse Yield

4.1%

Investment Scorecard

Overall Investment Score75/100
Growth Potential78/100
Cashflow Score68/100
Risk Score (lower = safer)65/100
Affordability Index62/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Tallawong at median house price

Stamp Duty Estimate
Standard transfer
$46,280
First Home Buyer
$46,280
Foreign buyer surcharge
$92,000

+8% surcharge

Negative Gearing Position
Annual rent income
$44,200

$850/wk

Interest (80% LVR @ 6.5%)
-$59,800
Other expenses (~2.5%)
-$28,750
Net rental position
-$44,350

Negatively geared

Tax benefit (39% MTR)
+$17,297

Reduces taxable income

After-tax holding cost
$27,054/yr

~$520/week

Land Tax Exposure
Est. land value
$690,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $10,740

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.77M
Capital gain
$567,388
After discount
$283,694
CGT payable
$110,641

10-Year Hold

Est. value
$2.72M
Capital gain
$1.52M
After discount
$760,219
CGT payable
$296,485

Investor Quick Summary

Entry cost (stamp duty)

$46,280

After-tax yield

2.32%

Weekly holding cost

$520/wk

10yr CGT (est.)

$296,485

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

4,200

Median Age

34

Median Income

$95K

per annum

Family Households

68.0%

Professionals

45.0%

University Educated

38.0%

Unemployment

4.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 75%Units: 8%Townhouses: 17%Total: 1,650

Lifestyle & Community

Walkability65/100
Public Transport9/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

12

Hospitals

1

Distance to CBD

45.0 km

Nearest Station: Tallawong Metro Station

Suburban family lifestyle with access to new parks, schools, and community facilities, plus convenient metro access to Sydney CBD for work and entertainment.

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Data sourced from multiple sources. Last updated 21 April 2026.

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