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Sylvania

NSW 2224LGA: Sutherland Shire

Investment Score

78

/100

AI Intelligence Summary

Sylvania is a highly sought-after family suburb in Sydney's Sutherland Shire, located 24km south of the CBD. This premium residential area offers an exceptional lifestyle combining bushland tranquility with water access, being just 8km from beaches and adjacent to Royal National Park. The suburb attracts affluent families seeking quality education, with excellent public schools and proximity to prestigious high schools. With a median house price of $1.45 million, Sylvania represents solid value within the Shire, offering larger blocks (650sqm median) and established homes. The demographic profile shows a mature, well-educated community with 45% university-educated residents and strong professional representation (48%). While public transport options are limited, the suburb's car-friendly infrastructure and proximity to major arterials provide good connectivity. Investment fundamentals are strong with low vacancy rates (1.2%), steady capital growth, and high owner-occupancy (72%). The combination of lifestyle amenities, educational excellence, natural beauty, and established community makes Sylvania a premier choice for families and investors seeking long-term stability in Sydney's southern corridor.

Strengths

  • Premium location within prestigious Sutherland Shire
  • Excellent educational facilities including highly-rated public schools
  • Close proximity to Royal National Park and beaches
  • Large median land sizes (650sqm) rare in Sydney

Opportunities

  • Continued infrastructure improvements in Sutherland Shire
  • Growing demand for family-friendly suburbs post-COVID
  • Potential for subdivision on larger blocks
  • Tourism and recreation development near Royal National Park

Considerations

  • Limited public transport connectivity
  • High property entry prices limiting affordability
  • Car-dependent lifestyle
  • Limited unit/apartment stock for diverse buyers

Property Market

Median House

$1.45M

+8.2% 1yr

Median Unit

$750K

+6.8% 1yr

Median Townhouse

$1.05M

Rent (House)

$900/wk

Rent (Unit)

$690/wk

Days on Market

28

Vacancy Rate

1.2%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.2%+28.5%+45.2%
Unit+6.8%+24.2%+38.5%

Rental Yields

House Yield

3.2%

Unit Yield

4.8%

Townhouse Yield

3.8%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score68/100
Risk Score (lower = safer)72/100
Affordability Index45/100

Demand/Supply Ratio: 2.20

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Sylvania at median house price

Standard transfer
$62,140
First Home Buyer
$62,140
Foreign buyer surcharge
$116,000

+8% surcharge

Annual rent income
$46,800

$900/wk

Interest (80% LVR @ 6.5%)
-$75,400
Other expenses (~2.5%)
-$36,250
Net rental position
-$64,850

Negatively geared

Tax benefit (39% MTR)
+$25,292

Reduces taxable income

After-tax holding cost
$39,559/yr

~$761/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.24M
Capital gain
$715,711
After discount
$357,856
CGT payable
$139,564

10-Year Hold

Est. value
$3.45M
Capital gain
$1.93M
After discount
$962,953
CGT payable
$375,552

Investor Quick Summary

Entry cost (stamp duty)

$62,140

After-tax yield

1.95%

Weekly holding cost

$761/wk

10yr CGT (est.)

$375,552

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,500

Median Age

42

Median Income

$95K

per annum

Family Households

68.0%

Professionals

48.0%

University Educated

45.0%

Unemployment

3.2%

Born Overseas

28.0%

Dwelling Mix

Houses: 78%Units: 15%Townhouses: 7%Total: 3,200

Lifestyle & Community

Walkability65/100
Public Transport6/10
Schools Rating9/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

18

Parks

12

Hospitals

2

Distance to CBD

24.0 km

Nearest Station: Sutherland Station

Outdoor recreation, family activities, bushwalking, water sports, community events, and proximity to both natural amenities and urban conveniences.

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Data sourced from multiple sources. Last updated 29 March 2026.

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