St Leonards
Investment Score
78
/100
AI Intelligence Summary
St Leonards is a dynamic high-density suburb on Sydney's prestigious Lower North Shore, positioned as a major commercial and residential hub just 9km from the CBD. With a population of 12,500, the area has undergone significant urban transformation, featuring predominantly apartment living (82%) that attracts young professionals and families seeking proximity to Sydney's business districts. The suburb boasts excellent transport connectivity via St Leonards Station and upcoming Metro improvements, while maintaining strong employment opportunities with Royal North Shore Hospital and various commercial developments. Property values reflect its premium location with median house prices at $2.85 million and units at $925,000, supported by solid rental yields and consistent growth. The community benefits from quality healthcare, diverse dining options, and access to both urban amenities and natural recreation areas like Lane Cove National Park.
Strengths
- •Exceptional transport connectivity with direct CBD rail access and future Metro enhancements
- •Major employment hub anchored by Royal North Shore Hospital and commercial developments
- •High-quality urban amenities including shopping centers, dining, and healthcare facilities
- •Strong property market fundamentals with consistent growth and solid rental yields
Opportunities
- •Sydney Metro expansion enhancing connectivity and property values
- •St Leonards South precinct development creating additional commercial and retail opportunities
- •Growing demand from young professionals working in North Sydney and CBD
- •Infrastructure improvements supporting continued urban renewal
Considerations
- •High property prices creating affordability barriers for first-home buyers
- •Limited housing diversity with heavy reliance on apartment living
- •Ongoing construction and development creating temporary disruption
- •High population density reducing green space per resident
Property Market
$2.85M
+8.5% 1yr
$1.15M
+6.2% 1yr
$1.75M
$1,550/wk
$920/wk
32
1.8%
72.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.5% | +22.0% | +35.0% |
| Unit | +6.2% | +18.5% | +28.0% |
Rental Yields
House Yield
2.8%
Unit Yield
4.2%
Townhouse Yield
3.4%
Investment Scorecard
Demand/Supply Ratio: 1.40
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for St Leonards at median house price
+8% surcharge
$1550/wk
Negatively geared
Reduces taxable income
~$1,629/week
Based on 7.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$139,140
After-tax yield
1.71%
Weekly holding cost
$1629/wk
10yr CGT (est.)
$507,583
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
8,500
35
$95K
per annum
42.0%
52.0%
48.0%
3.2%
45.0%
Dwelling Mix
Lifestyle & Community
35
4
1
8.0 km
Nearest Station: St Leonards Station
Vibrant urban lifestyle with excellent dining, shopping, healthcare, and recreational opportunities, complemented by easy access to both city amenities and natural areas.
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Data sourced from multiple sources. Last updated 29 March 2026.