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St Ives Chase

NSW 2075LGA: Ku-ring-gai Council

Investment Score

78

/100

AI Intelligence Summary

St Ives Chase is a prestigious, family-oriented suburb in Sydney's Upper North Shore, renowned for its leafy streets, large residential blocks, and exceptional school catchments. This small, tightly-held community sits within the sought-after Ku-ring-gai Local Government Area, surrounded by bushland reserves and national park areas that provide a semi-rural feel while maintaining proximity to urban amenities. The suburb is characterized by predominantly detached houses on generous blocks, many exceeding 800sqm, with limited apartment development due to zoning restrictions. Residents enjoy access to highly regarded public schools including St Ives North Public School and Killara High School, along with proximity to St Ives Shopping Village and Gordon shopping precinct. The area attracts established professionals and families seeking a premium lifestyle with strong community connections, low crime rates, and excellent educational opportunities. While primarily car-dependent with limited public transport options, the suburb's strategic location provides access to major arterial roads and nearby train stations at Gordon and Turramurra.

Strengths

  • Exceptional school catchments with access to top-rated public schools
  • Large residential blocks providing space and privacy
  • Premium Upper North Shore location with prestige appeal
  • Strong community atmosphere with low crime rates

Opportunities

  • Continued price growth driven by school catchment demand
  • Potential for luxury home renovations and rebuilds
  • Growing appeal to Asian immigrant families
  • Infrastructure improvements in broader Upper North Shore

Considerations

  • Limited public transport connectivity
  • Car dependency for most daily activities
  • Higher property prices limiting affordability
  • Limited rental stock due to high owner-occupier rates

Property Market

Median House

$2.65M

+6.2% 1yr

Median Unit

$1.25M

+4.8% 1yr

Median Townhouse

$1.85M

Rent (House)

$1,450/wk

Rent (Unit)

$850/wk

Days on Market

28

Vacancy Rate

1.2%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+6.2%+18.5%+32.8%
Unit+4.8%+15.2%+28.4%

Rental Yields

House Yield

2.8%

Unit Yield

3.6%

Townhouse Yield

3.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score58/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 2.20

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for St Ives Chase at median house price

Standard transfer
$128,140
First Home Buyer
$128,140
Foreign buyer surcharge
$212,000

+8% surcharge

Annual rent income
$75,400

$1450/wk

Interest (80% LVR @ 6.5%)
-$137,800
Other expenses (~2.5%)
-$66,250
Net rental position
-$128,650

Negatively geared

Tax benefit (39% MTR)
+$50,174

Reduces taxable income

After-tax holding cost
$78,477/yr

~$1,509/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$3.64M
Capital gain
$849,579
After discount
$424,789
CGT payable
$165,668

10-Year Hold

Est. value
$5.00M
Capital gain
$2.21M
After discount
$1.11M
CGT payable
$431,168

Investor Quick Summary

Entry cost (stamp duty)

$128,140

After-tax yield

1.71%

Weekly holding cost

$1509/wk

10yr CGT (est.)

$431,168

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

1,850

Median Age

43

Median Income

$145K

per annum

Family Households

78.0%

Professionals

68.0%

University Educated

72.0%

Unemployment

3.2%

Born Overseas

42.0%

Dwelling Mix

Houses: 88%Units: 8%Townhouses: 4%Total: 680

Lifestyle & Community

Walkability35/100
Public Transport4/10
Schools Rating9/10
Safety9/10
Family Friendly10/10
Cafes & Restaurants

8

Parks

12

Hospitals

1

Distance to CBD

22.0 km

Nearest Station: Gordon Station

Quiet suburban living with access to bushwalking, quality schools, local sporting clubs, and community groups. Family-friendly environment with emphasis on outdoor activities and community engagement.

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Data sourced from multiple sources. Last updated 29 March 2026.

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