All Suburbs

St Helens Park

NSW 2560LGA: City of Campbelltown

Investment Score

75

/100

AI Intelligence Summary

St Helens Park is a modern suburban development in southwestern Sydney's Campbelltown region, characterized by predominantly newer housing built from the 2000s onwards. This family-oriented suburb attracts first home buyers and growing families seeking affordable housing options compared to inner Sydney markets. The community features a mix of detached houses and some townhouses, with good access to local amenities including St Helens Park Public School and nearby Campbelltown CBD services. While the suburb is primarily car-dependent with limited public transport options, it benefits from modern infrastructure including NBN connectivity and proximity to Campbelltown Hospital. Property values have shown steady growth aligned with outer Sydney trends, supported by an active rental market driven by affordability factors. The area maintains a strong community atmosphere with family-friendly parks and recreational facilities, though residents typically commute to employment centers via major arterial roads connecting to broader Western Sydney networks.

Strengths

  • Affordable housing compared to inner Sydney markets
  • Modern housing stock built from 2000s with quality construction
  • Strong family-oriented community with excellent local primary school
  • Active rental market providing good investment yields

Opportunities

  • Continued population growth in Western Sydney driving demand
  • Future transport infrastructure improvements planned for region
  • Potential for local commercial development as population grows
  • First home buyer market support through government incentives

Considerations

  • Limited public transport connectivity requiring car dependency
  • Distance from Sydney CBD increasing commute times
  • Fewer employment opportunities within immediate locality
  • Limited dining and entertainment options compared to established suburbs

Property Market

Median House

$720K

+5.2% 1yr

Median Unit

$485K

+4.8% 1yr

Median Townhouse

$620K

Rent (House)

$580/wk

Rent (Unit)

$475/wk

Days on Market

35

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+5.2%+18.5%+32.8%
Unit+4.8%+16.2%+28.5%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.5%

Investment Scorecard

Overall Investment Score75/100
Growth Potential72/100
Cashflow Score78/100
Risk Score (lower = safer)65/100
Affordability Index68/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for St Helens Park at median house price

Standard transfer
$26,930
First Home Buyer
Exempt

Save $26,930

Foreign buyer surcharge
$57,600

+8% surcharge

Annual rent income
$30,160

$580/wk

Interest (80% LVR @ 6.5%)
-$37,440
Other expenses (~2.5%)
-$18,000
Net rental position
-$25,280

Negatively geared

Tax benefit (39% MTR)
+$9,859

Reduces taxable income

After-tax holding cost
$15,421/yr

~$297/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$989,244
Capital gain
$238,714
After discount
$119,357
CGT payable
$46,549

10-Year Hold

Est. value
$1.36M
Capital gain
$608,643
After discount
$304,321
CGT payable
$118,685

Investor Quick Summary

Entry cost (stamp duty)

$26,930

After-tax yield

2.56%

Weekly holding cost

$297/wk

10yr CGT (est.)

$118,685

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

3,200

Median Age

34

Median Income

$78K

per annum

Family Households

68.0%

Professionals

35.0%

University Educated

28.0%

Unemployment

5.2%

Born Overseas

38.0%

Dwelling Mix

Houses: 75%Units: 15%Townhouses: 10%Total: 1,150

Lifestyle & Community

Walkability45/100
Public Transport4/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

3

Parks

6

Hospitals

1

Distance to CBD

65.0 km

Nearest Station: Campbelltown Station

Suburban family lifestyle with focus on local parks, school activities, and community events. Residents typically travel to Campbelltown for major shopping, dining, and entertainment, while enjoying quiet neighborhood living.

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Data sourced from multiple sources. Last updated 29 March 2026.

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