St Clair
Investment Score
74
/100
AI Intelligence Summary
St Clair, NSW 2759 is a well-established suburban community in western Sydney's Penrith Local Government Area, offering affordable family-friendly living with strong growth potential. The suburb features a diverse multicultural population with significant Pacific Islander and Middle Eastern communities, centered around young families seeking spacious homes and quality amenities. St Clair benefits from excellent local infrastructure including St Clair Shopping Centre, multiple parks and recreational facilities, and proximity to the Nepean River for water activities. The area is well-serviced by quality educational facilities including St Clair High School and several primary schools. Property markets show consistent moderate growth with predominantly detached housing stock, making it attractive to first-home buyers and investors. The suburb enjoys good connectivity via regular bus services to Penrith CBD and access to major road networks including the M4 Motorway. Future development prospects are enhanced by planned infrastructure improvements and proximity to Western Sydney Airport developments, positioning St Clair as an emerging growth corridor with strong community amenities and lifestyle appeal.
Strengths
- •Affordable housing compared to inner Sydney areas
- •Strong multicultural community with established amenities
- •Excellent educational facilities including St Clair High School
- •Proximity to Nepean River and recreational opportunities
Opportunities
- •Planned infrastructure improvements in western Sydney growth corridor
- •Proximity benefits from Western Sydney Airport development
- •Potential for medium-density housing development
- •Growing rental demand from young families
Considerations
- •Limited apartment and high-density housing options
- •Dependence on bus transport for public connectivity
- •Distance from Sydney CBD for commuters
- •Limited nightlife and entertainment options
Property Market
$785K
+5.2% 1yr
$520K
+4.8% 1yr
$680K
$650/wk
$510/wk
35
2.1%
68.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +5.2% | +18.5% | +32.8% |
| Unit | +4.8% | +16.2% | +28.5% |
Rental Yields
House Yield
4.2%
Unit Yield
5.1%
Townhouse Yield
4.5%
Investment Scorecard
Demand/Supply Ratio: 1.40
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for St Clair at median house price
Save $29,855
+8% surcharge
$650/wk
Negatively geared
Reduces taxable income
~$313/week
Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$29,855
After-tax yield
2.56%
Weekly holding cost
$313/wk
10yr CGT (est.)
$129,304
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
12,800
34
$68K
per annum
58.0%
32.0%
28.0%
6.2%
45.0%
Dwelling Mix
Lifestyle & Community
15
8
1
55.0 km
Nearest Station: St Marys Station
Relaxed suburban living with access to parks, recreational facilities, local shopping, and proximity to Nepean River activities, ideal for families and outdoor enthusiasts.
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Data sourced from multiple sources. Last updated 29 March 2026.