St Andrews
Investment Score
78
/100
AI Intelligence Summary
St Andrews, NSW 2566 is an emerging suburb in the Macarthur region, located approximately 50km southwest of Sydney CBD within Camden Local Government Area. This predominantly residential area combines rural-residential characteristics with modern conveniences, attracting families seeking larger blocks and more space. The suburb has experienced strong growth due to its proximity to the new Western Sydney Airport, driving significant infrastructure investment and development interest. The property market consists mainly of detached houses with limited apartment stock, showing resilience despite broader Sydney market softening. St Andrews offers a rural feel while maintaining access to Camden and Narellan for shopping, education and services. The community is well-established with active local groups, sporting clubs, and quality recreational facilities including Georges River access. Infrastructure improvements are planned including road upgrades and enhanced transport connections, positioning the suburb for continued growth and development as Western Sydney expands.
Strengths
- •Strategic proximity to new Western Sydney Airport driving growth
- •Larger residential blocks offering space and lifestyle benefits
- •Strong community feel with active local groups and sporting clubs
- •Resilient property market with predominantly detached housing stock
Opportunities
- •Significant capital growth potential from airport development
- •Infrastructure investment improving connectivity and amenities
- •Potential for future rail connections as part of Western Sydney planning
- •Development opportunities for new housing and commercial facilities
Considerations
- •Limited public transport options with primarily bus connections
- •Distance from Sydney CBD requiring car dependency
- •Limited local shopping and dining options requiring travel to Camden
- •Potential infrastructure strain during development phase
Property Market
$950K
+12.5% 1yr
$580K
+8.5% 1yr
$720K
$750/wk
$570/wk
32
1.8%
72.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +12.5% | +28.0% | +45.0% |
| Unit | +8.5% | +22.0% | +38.0% |
Rental Yields
House Yield
4.2%
Unit Yield
5.1%
Townhouse Yield
4.6%
Investment Scorecard
Demand/Supply Ratio: 1.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for St Andrews at median house price
Save $9,320
+8% surcharge
$750/wk
Negatively geared
Reduces taxable income
~$401/week
Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$37,280
After-tax yield
2.56%
Weekly holding cost
$401/wk
10yr CGT (est.)
$245,108
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
3,200
38
$85K
per annum
68.0%
35.0%
28.0%
4.2%
32.0%
Dwelling Mix
Lifestyle & Community
8
12
1
50.0 km
Nearest Station: Campbelltown Station
Rural lifestyle with modern conveniences, outdoor recreation opportunities, community events, and family-friendly environment with access to parks, sporting facilities, and Georges River activities.
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Data sourced from multiple sources. Last updated 29 March 2026.