South Windsor
Investment Score
76
/100
AI Intelligence Summary
South Windsor NSW 2756 is a growing family-oriented suburb located in Western Sydney's Hawkesbury region, approximately 55km from Sydney CBD. Part of the North West Growth Centre, the area has experienced significant residential development and population growth over recent years. The suburb offers an attractive mix of established homes and new housing estates, making it popular with first home buyers and families seeking affordability compared to inner Sydney markets. With proximity to the Hawkesbury River, quality schools, and improving infrastructure including planned transport upgrades, South Windsor presents a balanced lifestyle proposition. The local community benefits from growing retail options in nearby Windsor, multiple parks including South Windsor Park, and strong community groups. Property values have shown solid growth driven by infrastructure investment, while the rental market demonstrates steady demand with low vacancy rates. Future development includes road network improvements and potential light rail connections, positioning the suburb for continued growth.
Strengths
- •Strong property value growth driven by infrastructure investment and North West Growth Centre development
- •Family-friendly environment with quality schools and recreational facilities including Hawkesbury River access
- •Affordable housing options compared to inner Sydney markets attracting first home buyers
- •Growing retail and dining options in nearby Windsor town centre
Opportunities
- •Continued population growth as North West Growth Centre development expands
- •Potential for significant capital growth from planned transport infrastructure including light rail connections
- •Growing rental market demand from families and professionals seeking affordable options
- •Development of additional retail and commercial facilities to serve expanding population
Considerations
- •Limited public transport options currently requiring car dependency for most commutes
- •Distance from Sydney CBD making daily commuting time-consuming
- •Ongoing development construction may cause temporary amenity impacts
- •Limited local employment opportunities requiring travel to other areas for work
Property Market
$825K
+8.5% 1yr
$580K
+6.8% 1yr
$720K
$680/wk
$570/wk
28
1.8%
72.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.5% | +24.2% | +45.8% |
| Unit | +6.8% | +18.5% | +38.2% |
Rental Yields
House Yield
4.2%
Unit Yield
5.1%
Townhouse Yield
4.5%
Investment Scorecard
Demand/Supply Ratio: 1.40
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for South Windsor at median house price
Save $27,698
+8% surcharge
$680/wk
Negatively geared
Reduces taxable income
~$330/week
Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$31,655
After-tax yield
2.56%
Weekly holding cost
$330/wk
10yr CGT (est.)
$218,625
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
12,500
33
$85K
per annum
68.0%
38.0%
28.0%
4.2%
32.0%
Dwelling Mix
Lifestyle & Community
15
8
1
55.0 km
Nearest Station: Richmond Station
Outdoor recreation along Hawkesbury River, family parks, growing retail and dining scene, community events, quality schools, and easy access to both rural landscapes and urban amenities in nearby Windsor and Richmond.
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Data sourced from multiple sources. Last updated 29 March 2026.