All Suburbs

South Turramurra

NSW 2074LGA: Ku-ring-gai Council

Investment Score

78

/100

AI Intelligence Summary

South Turramurra is an affluent, family-oriented suburb located in Sydney's prestigious Upper North Shore, approximately 22km north of the CBD. This exclusive residential enclave is characterized by spacious detached homes on large blocks, attracting high-income families seeking quality education, lifestyle amenities, and natural beauty. The suburb benefits from excellent connectivity via Turramurra railway station, proximity to top-tier public and private schools including Turramurra High School, and abundant recreational facilities including the renowned Turramurra Golf Course and Country Club. With its tree-lined streets, low-density housing, and strong community spirit, South Turramurra represents one of Sydney's most desirable residential addresses. The area maintains a diverse population with significant Asian Australian representation, reflecting the multicultural nature of modern Sydney's affluent suburbs. Property values remain robust despite broader market corrections, supported by limited housing stock and consistent demand from families prioritizing education and lifestyle amenities.

Strengths

  • Premium Upper North Shore location with excellent prestige
  • Outstanding educational facilities and school catchments
  • Strong transport connectivity to Sydney CBD via North Shore rail line
  • Abundant parkland, golf course access, and recreational amenities

Opportunities

  • Continued infrastructure investment in North Shore region
  • Growing demand from international buyers seeking quality education
  • Potential for luxury home renovations and extensions
  • Development of local village amenities and services

Considerations

  • Very high property prices limiting affordability
  • Limited commercial and retail infrastructure requiring travel
  • Restricted development opportunities due to zoning
  • Potential for market volatility in premium segments

Property Market

Median House

$2.85M

+3.2% 1yr

Median Unit

$1.45M

+2.1% 1yr

Median Townhouse

$2.10M

Rent (House)

$1,550/wk

Rent (Unit)

$950/wk

Days on Market

42

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+3.2%+18.5%+45.2%
Unit+2.1%+15.8%+38.9%

Rental Yields

House Yield

2.8%

Unit Yield

3.4%

Townhouse Yield

3.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score58/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for South Turramurra at median house price

Standard transfer
$139,140
First Home Buyer
$139,140
Foreign buyer surcharge
$228,000

+8% surcharge

Annual rent income
$80,600

$1550/wk

Interest (80% LVR @ 6.5%)
-$148,200
Other expenses (~2.5%)
-$71,250
Net rental position
-$138,850

Negatively geared

Tax benefit (39% MTR)
+$54,152

Reduces taxable income

After-tax holding cost
$84,699/yr

~$1,629/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$4.39M
Capital gain
$1.39M
After discount
$694,870
CGT payable
$270,999

10-Year Hold

Est. value
$6.77M
Capital gain
$3.77M
After discount
$1.88M
CGT payable
$734,837

Investor Quick Summary

Entry cost (stamp duty)

$139,140

After-tax yield

1.71%

Weekly holding cost

$1629/wk

10yr CGT (est.)

$734,837

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

3,200

Median Age

42

Median Income

$165K

per annum

Family Households

68.0%

Professionals

58.0%

University Educated

52.0%

Unemployment

2.8%

Born Overseas

45.0%

Dwelling Mix

Houses: 78%Units: 18%Townhouses: 4%Total: 1,280

Lifestyle & Community

Walkability65/100
Public Transport8/10
Schools Rating9/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

25

Parks

8

Hospitals

1

Distance to CBD

22.0 km

Nearest Station: Turramurra Station

Premium lifestyle featuring golf course access, bushwalking trails, quality dining in nearby Turramurra village, excellent schools, and strong community sporting clubs and groups

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Data sourced from multiple sources. Last updated 29 March 2026.

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