All Suburbs

South Maroota

NSW 2756LGA: The Hills Shire

Investment Score

72

/100

AI Intelligence Summary

South Maroota is a rural residential locality in NSW's Hawkesbury region, approximately 65km northwest of Sydney CBD. This small community is characterized by large acreage properties ranging from 1-5+ acres, attracting families seeking a rural lifestyle with horse properties and hobby farms being common. The area maintains a strong equestrian and rural community culture, surrounded by natural bushland environments. While offering tranquil country living, residents typically rely on nearby Windsor and Richmond for commercial services and amenities. The suburb has limited public transport options, with residents depending heavily on private vehicles. Property values are influenced by the area's rural zoning, proximity to major centers, and bushfire risk considerations. The demographic profile skews toward middle-aged families with higher incomes who value privacy, space, and rural amenities. Infrastructure includes rural road access and variable NBN coverage, while the natural environment provides both lifestyle benefits and challenges including moderate flood and bushfire risks.

Strengths

  • Large acreage properties offering privacy and space
  • Strong rural and equestrian community culture
  • Natural bushland setting with peaceful environment
  • Proximity to Windsor and Richmond for services

Opportunities

  • Growing demand for rural lifestyle properties
  • Potential for eco-tourism and agritourism ventures
  • Value-add through property improvements and land use
  • Increasing appeal as remote work becomes normalized

Considerations

  • Limited local commercial amenities and services
  • Heavy reliance on private vehicle transport
  • Variable internet and mobile coverage
  • Moderate bushfire and flood risk exposure

Property Market

Median House

$1.35M

+5.2% 1yr

Rent (House)

$850/wk

Days on Market

68

Vacancy Rate

2.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+5.2%+18.5%+35.8%

Rental Yields

House Yield

3.2%

Investment Scorecard

Overall Investment Score72/100
Growth Potential75/100
Cashflow Score58/100
Risk Score (lower = safer)65/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for South Maroota at median house price

Standard transfer
$56,640
First Home Buyer
$56,640
Foreign buyer surcharge
$108,000

+8% surcharge

Annual rent income
$44,200

$850/wk

Interest (80% LVR @ 6.5%)
-$70,200
Other expenses (~2.5%)
-$33,750
Net rental position
-$59,750

Negatively geared

Tax benefit (39% MTR)
+$23,303

Reduces taxable income

After-tax holding cost
$36,448/yr

~$701/week

Based on 7.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.91M
Capital gain
$494,254
After discount
$247,127
CGT payable
$96,379

10-Year Hold

Est. value
$2.70M
Capital gain
$1.28M
After discount
$641,122
CGT payable
$250,037

Investor Quick Summary

Entry cost (stamp duty)

$56,640

After-tax yield

1.95%

Weekly holding cost

$701/wk

10yr CGT (est.)

$250,037

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

180

Median Age

42

Median Income

$95K

per annum

Family Households

68.0%

Professionals

48.0%

University Educated

38.0%

Unemployment

3.2%

Born Overseas

25.0%

Dwelling Mix

Houses: 95%Units: 2%Townhouses: 3%Total: 75

Lifestyle & Community

Walkability25/100
Public Transport2/10
Schools Rating6/10
Safety8/10
Family Friendly8/10
0
Parks

2

0
Distance to CBD

65.0 km

Nearest Station: Windsor

Rural lifestyle with horse riding, hobby farming, bushwalking, and community events. Peaceful environment with focus on outdoor activities and country pursuits.

Interested in South Maroota?

Get a personalised buyer brief with AI-powered property intelligence for this suburb.

Data sourced from multiple sources. Last updated 29 March 2026.

Browse all suburbsContact DING