All Suburbs

South Maroota

NSW 2756LGA: The Hills Shire

Investment Score

72

/100

AI Intelligence Summary

South Maroota, a picturesque suburb in NSW, offers a unique blend of rural lifestyle and potential for investment growth. With a median house price of $1,350,000, this suburb caters to a niche market of high-end buyers seeking a tranquil escape from the city. The population of 180 residents ensures a close-knit community, but the limited amenities and low walkability score of 25.0/100 may deter some buyers. The schools rating of 6.0/10 and safety rating of 8.0/10 are respectable, considering the suburb's remote location. As an investment opportunity, South Maroota presents a compelling case, with a high investment score of 72.0/100 and growth potential of 75.0/100. The rental yield of 3.2% and low vacancy rate of 2.8% further support its attractiveness to investors. However, the distance of 65.0 km from the CBD may impact demand and rental prices. Overall, South Maroota is an exclusive suburb that requires careful consideration of lifestyle and investment goals.

Strengths

  • High median house price indicating a strong demand for luxury properties
  • Low population density providing a peaceful and private living environment
  • Respectable schools rating and high safety rating ensuring a secure community
  • High investment score and growth potential making it an attractive option for investors

Opportunities

  • Potential for luxury property development to cater to high-end buyers
  • Opportunity for investors to capitalize on the suburb's growth potential and high investment score
  • Scope for improvement in local amenities and infrastructure to enhance the overall lifestyle experience

Considerations

  • Limited amenities and low walkability score may deter buyers seeking convenience
  • Remote location 65.0 km from the CBD may impact demand and rental prices
  • Limited population and lack of diversity may affect the overall lifestyle experience

Property Market

Median House

$1.35M

+5.2% 1yr

Rent (House)

$850/wk

Days on Market

68

Vacancy Rate

2.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+5.2%+18.5%+35.8%

Rental Yields

House Yield

3.2%

Investment Scorecard

Overall Investment Score72/100
Growth Potential75/100
Cashflow Score58/100
Risk Score (lower = safer)65/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for South Maroota at median house price

Standard transfer
$56,640
First Home Buyer
$56,640
Foreign buyer surcharge
$108,000

+8% surcharge

Annual rent income
$44,200

$850/wk

Interest (80% LVR @ 6.5%)
-$70,200
Other expenses (~2.5%)
-$33,750
Net rental position
-$59,750

Negatively geared

Tax benefit (39% MTR)
+$23,303

Reduces taxable income

After-tax holding cost
$36,448/yr

~$701/week

Based on 7.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.91M
Capital gain
$494,254
After discount
$247,127
CGT payable
$96,379

10-Year Hold

Est. value
$2.70M
Capital gain
$1.28M
After discount
$641,122
CGT payable
$250,037

Investor Quick Summary

Entry cost (stamp duty)

$56,640

After-tax yield

1.95%

Weekly holding cost

$701/wk

10yr CGT (est.)

$250,037

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

180

Median Age

42

Median Income

$95K

per annum

Family Households

68.0%

Professionals

48.0%

University Educated

38.0%

Unemployment

3.2%

Born Overseas

25.0%

Dwelling Mix

Houses: 95%Units: 2%Townhouses: 3%Total: 75

Lifestyle & Community

Walkability25/100
Public Transport2/10
Schools Rating6/10
Safety8/10
Family Friendly8/10
0
Parks

2

0
Distance to CBD

65.0 km

Nearest Station: Windsor

Rural lifestyle with horse riding, hobby farming, bushwalking, and community events. Peaceful environment with focus on outdoor activities and country pursuits.

Interested in South Maroota?

Get a personalised buyer brief with AI-powered property intelligence for this suburb.

Data sourced from multiple sources. Last updated 17 April 2026.

Browse all suburbsContact DING