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South Hurstville

NSW 2221LGA: Georges River Council

Investment Score

76

/100

AI Intelligence Summary

South Hurstville is a well-established residential suburb located 18km south of Sydney CBD in the St George region. The area is characterized by its diverse multicultural population, particularly Chinese, Greek, and Italian communities, creating a vibrant cultural atmosphere. The suburb offers excellent connectivity with Hurstville Station just 1.5km away on the T4 line, complemented by comprehensive bus services. Housing stock is predominantly detached homes with some unit developments and townhouses, making it attractive to first home buyers and investors seeking more affordable alternatives to nearby Hurstville. The community benefits from quality local amenities including South Hurstville Public School, proximity to Westfield Hurstville, and recreational facilities like Gannons Park. The property market has shown steady growth with gentrification pressure gradually improving values while maintaining relative affordability compared to surrounding areas. Strong infrastructure development through Georges River Council and broader Sydney transport investments position the suburb well for continued growth.

Strengths

  • Excellent transport connectivity to Sydney CBD via nearby Hurstville Station
  • More affordable property prices compared to neighboring Hurstville
  • Strong multicultural community with established amenities
  • Quality local schools and proximity to Westfield Hurstville shopping

Opportunities

  • Continued infrastructure improvements through Georges River Council
  • Growing demand from first home buyers seeking affordability
  • Potential for medium-density development along transport corridors
  • Benefit from broader Sydney Metro infrastructure investments

Considerations

  • Increasing gentrification pressure affecting affordability
  • Limited direct train access requiring bus connections
  • Competition from nearby better-connected suburbs
  • Potential overdevelopment impacting neighborhood character

Property Market

Median House

$1.35M

+9.2% 1yr

Median Unit

$720K

+7.8% 1yr

Median Townhouse

$980K

Rent (House)

$850/wk

Rent (Unit)

$580/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

74.0%

Price Growth

Type1 Year3 Year5 Year
House+9.2%+28.5%+45.8%
Unit+7.8%+24.2%+38.6%

Rental Yields

House Yield

3.2%

Unit Yield

4.1%

Townhouse Yield

3.6%

Investment Scorecard

Overall Investment Score76/100
Growth Potential78/100
Cashflow Score68/100
Risk Score (lower = safer)68/100
Affordability Index72/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for South Hurstville at median house price

Standard transfer
$56,640
First Home Buyer
$56,640
Foreign buyer surcharge
$108,000

+8% surcharge

Annual rent income
$44,200

$850/wk

Interest (80% LVR @ 6.5%)
-$70,200
Other expenses (~2.5%)
-$33,750
Net rental position
-$59,750

Negatively geared

Tax benefit (39% MTR)
+$23,303

Reduces taxable income

After-tax holding cost
$36,448/yr

~$701/week

Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.09M
Capital gain
$679,042
After discount
$339,521
CGT payable
$132,413

10-Year Hold

Est. value
$3.24M
Capital gain
$1.83M
After discount
$914,887
CGT payable
$356,806

Investor Quick Summary

Entry cost (stamp duty)

$56,640

After-tax yield

1.95%

Weekly holding cost

$701/wk

10yr CGT (est.)

$356,806

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

4,200

Median Age

38

Median Income

$68K

per annum

Family Households

58.0%

Professionals

42.0%

University Educated

38.0%

Unemployment

4.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 72%Units: 24%Townhouses: 4%Total: 1,680

Lifestyle & Community

Walkability68/100
Public Transport7/10
Schools Rating7/10
Safety8/10
Family Friendly8/10
Cafes & Restaurants

12

Parks

4

Hospitals

1

Distance to CBD

18.0 km

Nearest Station: Hurstville Station

Relaxed suburban lifestyle with access to parks, recreational facilities, quality schools, and proximity to major shopping at Westfield Hurstville. Strong community networks and cultural diversity create a welcoming environment for families.

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Data sourced from multiple sources. Last updated 26 March 2026.

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