All Suburbs

South Coogee

NSW 2034LGA: Randwick

Investment Score

82

/100

AI Intelligence Summary

South Coogee is a premium coastal suburb in Sydney's Eastern Suburbs, offering an enviable beachside lifestyle with direct access to pristine beaches and the famous Bondi to Coogee coastal walk. This small, tightly-held suburb is characterized by modern apartment complexes and some townhouses, attracting young professionals, families, and investors seeking coastal living with city connectivity. The area benefits from proximity to UNSW and Randwick TAFE, creating strong rental demand from students and academics. While lacking extensive local retail, residents enjoy easy access to Coogee's vibrant café scene and shopping strip. The suburb's limited housing stock and prime coastal location drive strong property values and rental yields. Transport relies primarily on bus connections to Bondi Junction and the CBD, with excellent cycling infrastructure along the coast. The community embraces an active, outdoor-focused lifestyle with beach activities, coastal walks, and recreational pursuits central to daily life.

Strengths

  • Prime beachfront location with direct access to South Coogee Beach
  • Part of the iconic Bondi to Coogee coastal walk network
  • Strong rental demand from UNSW and TAFE proximity
  • Limited housing stock creates supply constraints supporting property values

Opportunities

  • Continued growth in university student and young professional rental market
  • Potential for apartment renovations and modernizations
  • Growing popularity of coastal lifestyle driving long-term demand
  • Future Eastern Suburbs transport infrastructure improvements

Considerations

  • Limited local shopping and dining requiring travel to neighboring suburbs
  • No direct rail access with reliance on bus transport
  • High property prices limiting affordability for first-time buyers
  • Limited parking availability typical of dense coastal developments

Property Market

Median House

$2.45M

+8.5% 1yr

Median Unit

$1.35M

+9.2% 1yr

Median Townhouse

$1.85M

Rent (House)

$1,550/wk

Rent (Unit)

$1,050/wk

Days on Market

28

Vacancy Rate

1.8%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.8%+45.2%
Unit+9.2%+24.5%+42.8%

Rental Yields

House Yield

3.2%

Unit Yield

4.1%

Townhouse Yield

3.6%

Investment Scorecard

Overall Investment Score82/100
Growth Potential85/100
Cashflow Score78/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 2.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for South Coogee at median house price

Standard transfer
$117,140
First Home Buyer
$117,140
Foreign buyer surcharge
$196,000

+8% surcharge

Annual rent income
$80,600

$1550/wk

Interest (80% LVR @ 6.5%)
-$127,400
Other expenses (~2.5%)
-$61,250
Net rental position
-$108,050

Negatively geared

Tax benefit (39% MTR)
+$42,140

Reduces taxable income

After-tax holding cost
$65,911/yr

~$1,268/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$3.78M
Capital gain
$1.20M
After discount
$598,580
CGT payable
$233,446

10-Year Hold

Est. value
$5.82M
Capital gain
$3.24M
After discount
$1.62M
CGT payable
$632,184

Investor Quick Summary

Entry cost (stamp duty)

$117,140

After-tax yield

1.95%

Weekly holding cost

$1268/wk

10yr CGT (est.)

$632,184

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

1,850

Median Age

33

Median Income

$95K

per annum

Family Households

42.0%

Professionals

58.0%

University Educated

68.0%

Unemployment

3.2%

Born Overseas

38.0%

Dwelling Mix

Houses: 15%Units: 78%Townhouses: 7%Total: 820

Lifestyle & Community

Walkability78/100
Public Transport6/10
Schools Rating7/10
Safety8/10
Family Friendly8/10
Cafes & Restaurants

25

Parks

8

Hospitals

2

Distance to CBD

8.5 km

Nearest Station: Bondi Junction

Active beachside living with coastal walks, water sports, outdoor dining, and strong café culture complemented by proximity to Coogee's entertainment precinct

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Data sourced from multiple sources. Last updated 29 March 2026.

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