Smithfield
Investment Score
75
/100
AI Intelligence Summary
Smithfield, NSW 2164 is a culturally diverse suburb in Western Sydney, located approximately 35km from the Sydney CBD. The area is characterized by a strong multicultural community with significant Pacific Islander and Asian populations, and a younger median age reflecting its family-oriented demographics. The suburb benefits from excellent road connectivity via the M7 and M4 motorways, though rail services were discontinued in 2013. Smithfield offers a mix of older housing stock and newer developments, with property values showing moderate growth in 2024. The community enjoys access to quality educational facilities including proximity to Western Sydney University Campbelltown campus, recreational amenities, and shopping at nearby Stockland Wetherill Park. As part of the Western Sydney growth corridor, the suburb is positioned to benefit from planned infrastructure improvements and proximity to the Western Sydney Airport development zone, making it an attractive option for families and investors seeking affordable housing with growth potential.
Strengths
- •Strong multicultural community with established cultural networks
- •Excellent road connectivity via M7 and M4 motorways
- •Proximity to Western Sydney University and quality educational facilities
- •Access to major shopping centers and recreational facilities
Opportunities
- •Western Sydney Airport development driving regional growth
- •Infrastructure improvements as part of growth corridor plans
- •Increasing demand from young families seeking affordability
- •Potential for public transport improvements
Considerations
- •Limited rail transport options since station closure in 2013
- •Distance from Sydney CBD affecting commute times
- •Reliance on bus services and private vehicles for transport
- •Competition from other Western Sydney suburbs
Property Market
$785K
+6.2% 1yr
$520K
+5.8% 1yr
$680K
$650/wk
$480/wk
32
1.8%
68.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +6.2% | +18.5% | +35.2% |
| Unit | +5.8% | +16.2% | +32.1% |
Rental Yields
House Yield
4.2%
Unit Yield
4.8%
Townhouse Yield
4.4%
Investment Scorecard
Demand/Supply Ratio: 1.40
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Smithfield at median house price
Save $29,855
+8% surcharge
$650/wk
Negatively geared
Reduces taxable income
~$313/week
Based on 7.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$29,855
After-tax yield
2.56%
Weekly holding cost
$313/wk
10yr CGT (est.)
$142,587
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
8,500
33
$68K
per annum
62.0%
32.0%
28.0%
6.2%
48.0%
Dwelling Mix
Lifestyle & Community
25
8
2
35.0 km
Nearest Station: Fairfield Station
Family-oriented lifestyle with access to community sports facilities, parks, educational institutions, and multicultural dining options, supported by good road connectivity to employment centers.
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Data sourced from multiple sources. Last updated 29 March 2026.