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Smeaton Grange

NSW 2567LGA: Camden

Investment Score

78

/100

AI Intelligence Summary

Smeaton Grange is a rapidly developing suburb in Sydney's South West Growth Corridor, located 55km from the CBD in the Camden LGA. This family-oriented community has experienced significant growth through new residential developments, attracting first home buyers and young families seeking affordable housing with larger land parcels. The suburb offers a mix of house and land packages, townhouses, and established homes, with median house prices around $850,000. Infrastructure improvements including road upgrades to Camden Valley Way and Narellan Road, along with planned public transport enhancements, support continued growth. Local amenities include Smeaton Grange Public School, several parks and sporting facilities, and a growing retail precinct. The area benefits from proximity to Camden and Narellan for major shopping and services, while maintaining a suburban family atmosphere with strong community connections.

Strengths

  • Affordability compared to inner Sydney areas
  • Strong population and infrastructure growth
  • Family-friendly environment with quality schools
  • Large land parcels and modern housing options

Opportunities

  • Continued infrastructure investment and transport improvements
  • Population growth driving amenity development
  • Capital growth potential from infrastructure upgrades
  • Rental demand from growing family demographic

Considerations

  • Limited public transport connectivity
  • Distance from Sydney CBD for commuters
  • Developing retail and dining options
  • Reliance on private vehicle transport

Property Market

Median House

$850K

+7.2% 1yr

Median Unit

$620K

+6.8% 1yr

Median Townhouse

$720K

Rent (House)

$680/wk

Rent (Unit)

$480/wk

Days on Market

30

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+7.2%+22.5%+45.8%
Unit+6.8%+20.2%+42.3%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.5%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score72/100
Risk Score (lower = safer)72/100
Affordability Index75/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Smeaton Grange at median house price

Standard transfer
$32,780
First Home Buyer
$8,195

Save $24,585

Foreign buyer surcharge
$68,000

+8% surcharge

Annual rent income
$35,360

$680/wk

Interest (80% LVR @ 6.5%)
-$44,200
Other expenses (~2.5%)
-$21,250
Net rental position
-$30,090

Negatively geared

Tax benefit (39% MTR)
+$11,735

Reduces taxable income

After-tax holding cost
$18,355/yr

~$353/week

Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.32M
Capital gain
$430,427
After discount
$215,214
CGT payable
$83,933

10-Year Hold

Est. value
$2.04M
Capital gain
$1.15M
After discount
$577,481
CGT payable
$225,218

Investor Quick Summary

Entry cost (stamp duty)

$32,780

After-tax yield

2.56%

Weekly holding cost

$353/wk

10yr CGT (est.)

$225,218

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,500

Median Age

34

Median Income

$95K

per annum

Family Households

68.0%

Professionals

38.0%

University Educated

32.0%

Unemployment

4.2%

Born Overseas

35.0%

Dwelling Mix

Houses: 72%Units: 15%Townhouses: 13%Total: 3,200

Lifestyle & Community

Walkability45/100
Public Transport4/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

12

Parks

6

Hospitals

1

Distance to CBD

55.0 km

Nearest Station: Campbelltown Station

Suburban family lifestyle with parks, sporting facilities, and proximity to regional shopping and services

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Data sourced from multiple sources. Last updated 29 March 2026.

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