All Suburbs

Silverwater

NSW 2128LGA: Cumberland

Investment Score

72

/100

AI Intelligence Summary

Silverwater is a predominantly industrial suburb located 20km west of Sydney CBD, characterized by its strategic position as a major commercial and logistics hub. The area features limited residential development due to extensive industrial zoning, with most residents living in newer apartment complexes and townhouses. The suburb benefits from excellent transport connectivity via the A4 Western Motorway and M4, making it highly attractive for businesses and investors. While residential amenities are limited locally, proximity to Parramatta, Auburn, and Sydney Olympic Park provides access to comprehensive services. The presence of the Silverwater Correctional Complex and extensive warehouse districts defines much of the suburb's character. Property investment opportunities are primarily focused on industrial and commercial real estate, with limited but growing residential stock. The area attracts working professionals who value accessibility to employment centers and major transport routes, though families typically rely on neighboring suburbs for schools and community facilities.

Strengths

  • Excellent transport connectivity via A4 Western Motorway and M4
  • Strategic location for industrial and commercial investment
  • Proximity to Sydney Olympic Park and Parramatta
  • Strong employment opportunities in logistics and manufacturing

Opportunities

  • Potential for mixed-use development as zoning evolves
  • Growing demand for industrial properties in western Sydney
  • Infrastructure improvements planned for Parramatta Road corridor
  • Increasing interest from young professionals seeking affordable housing

Considerations

  • Limited local residential amenities and services
  • Heavy industrial character may deter some residents
  • Restricted school options within the suburb
  • Noise from industrial activities and major roads

Property Market

Median House

$920K

+3.2% 1yr

Median Unit

$580K

+4.1% 1yr

Median Townhouse

$750K

Rent (House)

$750/wk

Rent (Unit)

$570/wk

Days on Market

42

Vacancy Rate

2.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+3.2%+12.8%+28.5%
Unit+4.1%+15.2%+32.1%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.6%

Investment Scorecard

Overall Investment Score72/100
Growth Potential68/100
Cashflow Score75/100
Risk Score (lower = safer)65/100
Affordability Index62/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Silverwater at median house price

Standard transfer
$35,930
First Home Buyer
$21,558

Save $14,372

Foreign buyer surcharge
$73,600

+8% surcharge

Annual rent income
$39,000

$750/wk

Interest (80% LVR @ 6.5%)
-$47,840
Other expenses (~2.5%)
-$23,000
Net rental position
-$31,840

Negatively geared

Tax benefit (39% MTR)
+$12,418

Reduces taxable income

After-tax holding cost
$19,422/yr

~$374/week

Based on 5.7% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.21M
Capital gain
$253,314
After discount
$126,657
CGT payable
$49,396

10-Year Hold

Est. value
$1.60M
Capital gain
$641,010
After discount
$320,505
CGT payable
$124,997

Investor Quick Summary

Entry cost (stamp duty)

$35,930

After-tax yield

2.56%

Weekly holding cost

$374/wk

10yr CGT (est.)

$124,997

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

1,200

Median Age

34

Median Income

$72K

per annum

Family Households

58.0%

Professionals

42.0%

University Educated

38.0%

Unemployment

4.2%

Born Overseas

45.0%

Dwelling Mix

Houses: 25%Units: 65%Townhouses: 10%Total: 520

Lifestyle & Community

Walkability45/100
Public Transport6/10
Schools Rating4/10
Safety7/10
Family Friendly5/10
Cafes & Restaurants

8

Parks

4

Hospitals

1

Distance to CBD

20.0 km

Nearest Station: Auburn Station

Quiet residential pockets within an industrial setting, with recreation focused on Parramatta River access and proximity to Olympic Park facilities. Limited nightlife but excellent access to Parramatta's dining and entertainment.

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Data sourced from multiple sources. Last updated 29 March 2026.

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