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Sandringham

NSW 2219LGA: Bayside

Investment Score

72

/100

AI Intelligence Summary

Sandringham, NSW 2219, is a charming suburb that offers a unique blend of lifestyle and investment opportunities. With a median house price of $1,150,000 and a median unit price of $680,000, Sandringham is positioned as a premium suburb with a strong demand for housing. The suburb's walkability score of 58.0/100 indicates that residents can easily access local amenities, including schools, shops, and public transport. The schools rating of 7.0/10 and safety rating of 8.0/10 make Sandringham an attractive option for families. From an investment perspective, Sandringham's investment score of 72.0/100 and growth potential of 74.0/100 suggest a strong potential for long-term capital growth. The rental yield of 3.8% for houses and a relatively low vacancy rate of 2.1% also make Sandringham an attractive option for investors. While the suburb is located 22.0 km from the CBD, its strong local amenities and transport links make it an desirable location for those who want to balance lifestyle and convenience.

Strengths

  • High median house and unit prices indicating strong demand
  • Good schools rating making it attractive to families
  • Strong safety rating providing peace of mind for residents
  • Good investment score and growth potential for long-term capital growth

Opportunities

  • Potential for renovation and redevelopment of existing properties
  • Growing demand for high-quality rentals in the area
  • Opportunity for developers to create new housing stock that meets the needs of local buyers and renters

Considerations

  • Relatively high entry price for buyers
  • Limited affordable housing options for first-home buyers
  • Distance from CBD may be a drawback for some commuters

Property Market

Median House

$1.15M

+4.2% 1yr

Median Unit

$680K

+3.8% 1yr

Median Townhouse

$920K

Rent (House)

$850/wk

Rent (Unit)

$590/wk

Days on Market

38

Vacancy Rate

2.1%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+18.5%+32.8%
Unit+3.8%+16.2%+28.5%

Rental Yields

House Yield

3.8%

Unit Yield

4.5%

Townhouse Yield

4.1%

Investment Scorecard

Overall Investment Score72/100
Growth Potential74/100
Cashflow Score68/100
Risk Score (lower = safer)68/100
Affordability Index65/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Sandringham at median house price

Stamp Duty Estimate
Standard transfer
$46,280
First Home Buyer
$46,280
Foreign buyer surcharge
$92,000

+8% surcharge

Negative Gearing Position
Annual rent income
$44,200

$850/wk

Interest (80% LVR @ 6.5%)
-$59,800
Other expenses (~2.5%)
-$28,750
Net rental position
-$44,350

Negatively geared

Tax benefit (39% MTR)
+$17,297

Reduces taxable income

After-tax holding cost
$27,054/yr

~$520/week

Land Tax Exposure
Est. land value
$690,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $10,740

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.58M
Capital gain
$378,013
After discount
$189,006
CGT payable
$73,713

10-Year Hold

Est. value
$2.17M
Capital gain
$968,871
After discount
$484,435
CGT payable
$188,930

Investor Quick Summary

Entry cost (stamp duty)

$46,280

After-tax yield

2.32%

Weekly holding cost

$520/wk

10yr CGT (est.)

$188,930

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

4,800

Median Age

42

Median Income

$88K

per annum

Family Households

68.0%

Professionals

42.0%

University Educated

35.0%

Unemployment

4.2%

Born Overseas

28.0%

Dwelling Mix

Houses: 72%Units: 18%Townhouses: 10%Total: 1,950

Lifestyle & Community

Walkability58/100
Public Transport4/10
Schools Rating7/10
Safety8/10
Family Friendly8/10
Cafes & Restaurants

8

Parks

5

Hospitals

1

Distance to CBD

22.0 km

Nearest Station: Rockdale Station

Quiet suburban living with access to recreational facilities, parks, and community sporting activities

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Data sourced from multiple sources. Last updated 23 April 2026.

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