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Sackville North

NSW 2756LGA: Hawkesbury

Investment Score

72

/100

AI Intelligence Summary

Sackville North is a small rural locality in the Hawkesbury region of NSW, approximately 65km northwest of Sydney CBD. This peaceful rural residential area is characterized by large acreage properties, hobby farms, and horse properties, attracting residents seeking a country lifestyle within commuting distance of major centers. The community is predominantly family-oriented with established residents who value privacy, space, and the equestrian lifestyle. Properties typically range from 1-10+ acres, with limited housing stock resulting in infrequent sales and stable market conditions. The area lacks local amenities and public transport, requiring residents to travel to Windsor or Richmond for services, shopping, and education. The proximity to the Hawkesbury River provides excellent recreational opportunities including boating, fishing, and water sports. The suburb faces challenges with flood risk in some areas, variable internet connectivity, and car dependency. However, it offers exceptional value for buyers seeking large blocks close to Sydney, with strong potential for lifestyle properties and rural residential development. The tight-knit community maintains a strong rural character with active equestrian groups and rural pursuits.

Strengths

  • Large acreage properties and rural lifestyle within commuting distance of Sydney
  • Strong equestrian community and horse-friendly properties
  • Proximity to Hawkesbury River for recreational activities
  • Peaceful, low-density living with privacy and space

Opportunities

  • Growing demand for lifestyle properties post-COVID
  • Potential for rural residential subdivision on larger blocks
  • Increasing interest in hobby farms and sustainable living
  • Development of equestrian facilities and agritourism

Considerations

  • Limited local amenities requiring travel to Windsor/Richmond
  • No public transport services - complete car dependency
  • Flood risk in some areas affecting property values and insurance
  • Variable NBN and mobile phone coverage

Property Market

Median House

$1.35M

+6.2% 1yr

Median Unit

$650K

+4.5% 1yr

Rent (House)

$850/wk

Rent (Unit)

$600/wk

Days on Market

85

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+6.2%+18.5%+32.8%
Unit+4.5%+15.2%+28.3%

Rental Yields

House Yield

3.2%

Unit Yield

4.8%

Investment Scorecard

Overall Investment Score72/100
Growth Potential75/100
Cashflow Score65/100
Risk Score (lower = safer)65/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Sackville North at median house price

Standard transfer
$56,640
First Home Buyer
$56,640
Foreign buyer surcharge
$108,000

+8% surcharge

Annual rent income
$44,200

$850/wk

Interest (80% LVR @ 6.5%)
-$70,200
Other expenses (~2.5%)
-$33,750
Net rental position
-$59,750

Negatively geared

Tax benefit (39% MTR)
+$23,303

Reduces taxable income

After-tax holding cost
$36,448/yr

~$701/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.85M
Capital gain
$441,443
After discount
$220,722
CGT payable
$86,081

10-Year Hold

Est. value
$2.55M
Capital gain
$1.14M
After discount
$567,529
CGT payable
$221,336

Investor Quick Summary

Entry cost (stamp duty)

$56,640

After-tax yield

1.95%

Weekly holding cost

$701/wk

10yr CGT (est.)

$221,336

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

450

Median Age

47

Median Income

$95K

per annum

Family Households

78.0%

Professionals

48.0%

University Educated

35.0%

Unemployment

3.2%

Born Overseas

28.0%

Dwelling Mix

Houses: 88%Units: 5%Townhouses: 7%Total: 180

Lifestyle & Community

Walkability25/100
Public Transport1/10
Schools Rating6/10
Safety9/10
Family Friendly8/10
Cafes & Restaurants

2

Parks

3

0
Distance to CBD

65.0 km

Nearest Station: Windsor Station

Rural lifestyle with horse riding, farming activities, river recreation, and close-knit community events focused on country living and equestrian pursuits.

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Data sourced from multiple sources. Last updated 29 March 2026.

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