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Rydalmere

NSW 2116LGA: City of Parramatta

Investment Score

74

/100

AI Intelligence Summary

Rydalmere is a well-established residential suburb located 21 kilometers west of Sydney CBD in the City of Parramatta. Known for its cultural diversity and family-friendly atmosphere, the suburb offers a mix of older established homes and newer developments on generally larger blocks compared to inner suburbs. The area benefits from excellent transport connectivity with Rydalmere railway station providing direct access to Sydney CBD, while major arterial roads like James Ruse Drive ensure good road access. The suburb features predominantly detached houses with some townhouses and units, attracting families seeking affordable housing with good amenities. Local infrastructure includes several parks, recreational facilities, shopping strips, and community centers. Property values have shown steady growth over recent years, supported by the suburb's proximity to Parramatta CBD and major shopping centers. The rental market remains active with moderate vacancy rates and yields of 3.5-4.0%. Rydalmere's multicultural community, combined with ongoing Western Sydney infrastructure development plans, positions it as an attractive option for both owner-occupiers and investors seeking growth potential in Sydney's established western corridor.

Strengths

  • Excellent transport connectivity with rail and bus services to Sydney CBD
  • Close proximity to Parramatta CBD and major employment centers
  • Culturally diverse and established community with strong local amenities
  • Larger block sizes compared to inner suburbs offering better value

Opportunities

  • Ongoing Western Sydney infrastructure development plans
  • Continued urban renewal and development in nearby Parramatta
  • Growing multicultural population driving local business opportunities
  • Potential for medium-density development in suitable locations

Considerations

  • Distance from Sydney CBD may limit appeal to some buyers
  • Industrial areas within the suburb may affect amenity in some locations
  • Competition from other Western Sydney suburbs for investment dollars
  • Potential traffic congestion on major arterial roads during peak times

Property Market

Median House

$1.15M

+6.8% 1yr

Median Unit

$680K

+5.2% 1yr

Median Townhouse

$890K

Rent (House)

$650/wk

Rent (Unit)

$480/wk

Days on Market

42

Vacancy Rate

2.1%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+6.8%+18.5%+32.4%
Unit+5.2%+15.8%+28.6%

Rental Yields

House Yield

3.8%

Unit Yield

4.2%

Townhouse Yield

3.9%

Investment Scorecard

Overall Investment Score74/100
Growth Potential76/100
Cashflow Score72/100
Risk Score (lower = safer)68/100
Affordability Index68/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Rydalmere at median house price

Standard transfer
$46,280
First Home Buyer
$46,280
Foreign buyer surcharge
$92,000

+8% surcharge

Annual rent income
$33,800

$650/wk

Interest (80% LVR @ 6.5%)
-$59,800
Other expenses (~2.5%)
-$28,750
Net rental position
-$54,750

Negatively geared

Tax benefit (39% MTR)
+$21,353

Reduces taxable income

After-tax holding cost
$33,398/yr

~$642/week

Based on 6.5% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.57M
Capital gain
$372,091
After discount
$186,045
CGT payable
$72,558

10-Year Hold

Est. value
$2.15M
Capital gain
$952,628
After discount
$476,314
CGT payable
$185,762

Investor Quick Summary

Entry cost (stamp duty)

$46,280

After-tax yield

2.32%

Weekly holding cost

$642/wk

10yr CGT (est.)

$185,762

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,500

Median Age

38

Median Income

$78K

per annum

Family Households

62.0%

Professionals

42.0%

University Educated

35.0%

Unemployment

4.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 68%Units: 25%Townhouses: 7%Total: 3,200

Lifestyle & Community

Walkability65/100
Public Transport8/10
Schools Rating7/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

15

Parks

4

Hospitals

1

Distance to CBD

21.0 km

Nearest Station: Rydalmere Station

Suburban lifestyle with access to parks, recreational facilities, local shopping strips, cafes, and community centers, while maintaining easy access to Parramatta's amenities.

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Data sourced from multiple sources. Last updated 29 March 2026.

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