All Suburbs

Rossmore

NSW 2557LGA: City of Liverpool

Investment Score

75

/100

AI Intelligence Summary

Rossmore is a semi-rural suburb in Liverpool's outer southwest, offering a unique blend of acreage living within commuting distance of Sydney. With a median house price of $1.35 million, it attracts families seeking larger properties and a rural lifestyle while maintaining accessibility to urban amenities. The suburb has experienced strong property growth of 45.8% over five years, driven by limited supply and increasing demand for lifestyle properties. The community is family-oriented with 68% family households and features excellent safety ratings, though it faces challenges with limited public transport and local amenities. Infrastructure developments including Western Sydney Airport proximity and planned road upgrades position Rossmore for continued growth. The area's horse-friendly zoning and larger block sizes appeal to buyers wanting space and privacy, while new residential developments are gradually increasing housing stock.

Strengths

  • Strong property capital growth with 45.8% growth over 5 years
  • Large median land size of 2,400 sqm offering space and privacy
  • Excellent safety rating (8/10) and family-friendly environment
  • Semi-rural lifestyle with horse-friendly zoning

Opportunities

  • Benefit from Western Sydney Airport development and infrastructure
  • Potential for further subdivision and development
  • Growing demand for acreage properties post-COVID
  • Road upgrades improving connectivity

Considerations

  • Very limited public transport with only 8% usage
  • Low walkability score of 35/100
  • Limited local amenities requiring travel for shopping and services
  • Distance from Sydney CBD at 45km

Property Market

Median House

$1.35M

+8.5% 1yr

Median Unit

$650K

+6.8% 1yr

Median Townhouse

$950K

Rent (House)

$850/wk

Rent (Unit)

$560/wk

Days on Market

35

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+24.2%+45.8%
Unit+6.8%+18.5%+35.2%

Rental Yields

House Yield

3.2%

Unit Yield

4.5%

Townhouse Yield

3.8%

Investment Scorecard

Overall Investment Score75/100
Growth Potential78/100
Cashflow Score62/100
Risk Score (lower = safer)65/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Rossmore at median house price

Standard transfer
$56,640
First Home Buyer
$56,640
Foreign buyer surcharge
$108,000

+8% surcharge

Annual rent income
$44,200

$850/wk

Interest (80% LVR @ 6.5%)
-$70,200
Other expenses (~2.5%)
-$33,750
Net rental position
-$59,750

Negatively geared

Tax benefit (39% MTR)
+$23,303

Reduces taxable income

After-tax holding cost
$36,448/yr

~$701/week

Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.09M
Capital gain
$679,042
After discount
$339,521
CGT payable
$132,413

10-Year Hold

Est. value
$3.24M
Capital gain
$1.83M
After discount
$914,887
CGT payable
$356,806

Investor Quick Summary

Entry cost (stamp duty)

$56,640

After-tax yield

1.95%

Weekly holding cost

$701/wk

10yr CGT (est.)

$356,806

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

3,200

Median Age

38

Median Income

$95K

per annum

Family Households

68.0%

Professionals

48.0%

University Educated

35.0%

Unemployment

4.2%

Born Overseas

32.0%

Dwelling Mix

Houses: 85%Units: 8%Townhouses: 7%Total: 1,180

Lifestyle & Community

Walkability35/100
Public Transport3/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

3

Parks

8

0
Distance to CBD

45.0 km

Nearest Station: Leppington Station

Acreage living with equestrian facilities, rural character, and family-friendly environment

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Data sourced from multiple sources. Last updated 29 March 2026.

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