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Roseville Chase

NSW 2069LGA: Ku-ring-gai Council

Investment Score

78

/100

AI Intelligence Summary

Roseville Chase (2069) presents itself as an exclusive, high-end residential enclave on Sydney's Lower North Shore, appealing to discerning families and professionals seeking a premium lifestyle. With a sparse population of 850, it fosters a strong sense of community and tranquility, while its impressive median income of $145,000 underscores the affluence of its residents. The suburb's housing market is robust, with a median house price of $2,450,000 reflecting its desirability and a median unit price of $1,350,000 offering a slightly more accessible entry point into this prestigious area. Roseville Chase boasts exceptional quality of life metrics, including a high Safety Rating of 9.0/10 and excellent Schools Rating of 8.0/10, making it particularly attractive to families. Its Walkability Score of 65.0/100, while not the highest, indicates reasonable accessibility to local amenities. Despite being 18.0km from the CBD, its residents are likely well-connected via public transport or private vehicle, valuing the suburban serenity over inner-city hustle. From an investment perspective, Roseville Chase is a compelling proposition. An Investment Score of 78.0/100 and Growth Potential of 75.0/100 suggest strong capital appreciation prospects. The low Vacancy Rate of 1.8% indicates high demand for rental properties, although the Rental Yield for houses at 2.8% is typical for premium Sydney suburbs where capital growth is often prioritised over immediate rental returns. Overall, Roseville Chase offers a secure and prosperous environment, making it a highly sought-after location for both owner-occupiers and investors looking for long-term value.

Strengths

  • Exceptional Safety Rating (9.0/10) fosters a secure living environment.
  • Highly-rated Schools (8.0/10) attract families seeking quality education.
  • Strong Investment Score (78.0/100) and Growth Potential (75.0/100) indicate robust capital appreciation.
  • Affluent demographic with a high median income ($145,000) supports local businesses and property values.

Opportunities

  • Continued capital growth due to limited supply and high demand in a prestigious area.
  • Potential for infill development or luxury renovations to further enhance property values.
  • Attracting high-net-worth individuals and families seeking premium lifestyle and schooling.
  • Strategic investment in units could provide a more accessible entry point into a high-growth market.

Considerations

  • High median property prices ($2,450,000 for houses) present a significant barrier to entry for many buyers.
  • Relatively modest rental yield (2.8% for houses) may not appeal to investors solely focused on immediate cash flow.
  • Distance from CBD (18.0km) may be a consideration for those requiring frequent city access.

Property Market

Median House

$2.45M

+6.8% 1yr

Median Unit

$1.35M

+5.2% 1yr

Median Townhouse

$1.85M

Rent (House)

$1,350/wk

Rent (Unit)

$880/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

75.0%

Price Growth

Type1 Year3 Year5 Year
House+6.8%+18.5%+32.4%
Unit+5.2%+15.8%+28.6%

Rental Yields

House Yield

2.8%

Unit Yield

3.4%

Townhouse Yield

3.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score58/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Roseville Chase at median house price

Standard transfer
$117,140
First Home Buyer
$117,140
Foreign buyer surcharge
$196,000

+8% surcharge

Annual rent income
$70,200

$1350/wk

Interest (80% LVR @ 6.5%)
-$127,400
Other expenses (~2.5%)
-$61,250
Net rental position
-$118,450

Negatively geared

Tax benefit (39% MTR)
+$46,196

Reduces taxable income

After-tax holding cost
$72,255/yr

~$1,390/week

Based on 6.5% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$3.35M
Capital gain
$774,172
After discount
$387,086
CGT payable
$150,963

10-Year Hold

Est. value
$4.59M
Capital gain
$2.01M
After discount
$1.01M
CGT payable
$392,139

Investor Quick Summary

Entry cost (stamp duty)

$117,140

After-tax yield

1.71%

Weekly holding cost

$1390/wk

10yr CGT (est.)

$392,139

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

850

Median Age

42

Median Income

$145K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

38.0%

Dwelling Mix

Houses: 75%Units: 18%Townhouses: 7%Total: 320

Lifestyle & Community

Walkability65/100
Public Transport7/10
Schools Rating8/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

12

Parks

8

Hospitals

2

Distance to CBD

18.0 km

Nearest Station: Roseville Station

Peaceful suburban living with easy access to bushwalking, quality schools, shopping precincts, and recreational facilities, appealing to families seeking work-life balance.

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Data sourced from multiple sources. Last updated 16 April 2026.

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