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Roseville Chase

NSW 2069LGA: Ku-ring-gai Council

Investment Score

78

/100

AI Intelligence Summary

Roseville Chase is a prestigious, small residential suburb located on Sydney's Upper North Shore in the Ku-ring-gai Council area. This exclusive enclave is characterized by its family-oriented demographic, featuring predominantly detached homes on generous land parcels surrounded by natural bushland. The suburb attracts affluent professionals and families seeking a peaceful lifestyle while maintaining excellent connectivity to Sydney CBD via nearby Roseville railway station. With its proximity to quality schools, Lane Cove National Park, and established shopping precincts in Roseville and Lindfield, the area offers an ideal blend of tranquility and convenience. The limited housing stock creates supply constraints that support strong property values, while the mature tree-lined streets and low-density development contribute to its premium appeal. Residents benefit from excellent infrastructure, including NBN connectivity and well-maintained transport links, making it highly sought-after among families prioritizing education, lifestyle, and long-term capital growth potential.

Strengths

  • Premium Upper North Shore location with excellent connectivity to Sydney CBD
  • Access to highly-rated public and private schools in surrounding areas
  • Proximity to Lane Cove National Park offering extensive recreational opportunities
  • Limited housing supply creating strong demand-supply dynamics

Opportunities

  • Continued infrastructure improvements enhancing regional connectivity
  • Growing demand from families seeking quality lifestyle locations
  • Potential for property value growth driven by supply constraints
  • Development of nearby commercial precincts improving local amenities

Considerations

  • Limited commercial facilities within the suburb requiring travel for services
  • Higher property prices limiting affordability for first-time buyers
  • Aging population may impact future community dynamics
  • Restricted development opportunities due to established character and zoning

Property Market

Median House

$2.45M

+6.8% 1yr

Median Unit

$1.35M

+5.2% 1yr

Median Townhouse

$1.85M

Rent (House)

$1,350/wk

Rent (Unit)

$880/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

75.0%

Price Growth

Type1 Year3 Year5 Year
House+6.8%+18.5%+32.4%
Unit+5.2%+15.8%+28.6%

Rental Yields

House Yield

2.8%

Unit Yield

3.4%

Townhouse Yield

3.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score58/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Roseville Chase at median house price

Standard transfer
$117,140
First Home Buyer
$117,140
Foreign buyer surcharge
$196,000

+8% surcharge

Annual rent income
$70,200

$1350/wk

Interest (80% LVR @ 6.5%)
-$127,400
Other expenses (~2.5%)
-$61,250
Net rental position
-$118,450

Negatively geared

Tax benefit (39% MTR)
+$46,196

Reduces taxable income

After-tax holding cost
$72,255/yr

~$1,390/week

Based on 6.5% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$3.35M
Capital gain
$774,172
After discount
$387,086
CGT payable
$150,963

10-Year Hold

Est. value
$4.59M
Capital gain
$2.01M
After discount
$1.01M
CGT payable
$392,139

Investor Quick Summary

Entry cost (stamp duty)

$117,140

After-tax yield

1.71%

Weekly holding cost

$1390/wk

10yr CGT (est.)

$392,139

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

850

Median Age

42

Median Income

$145K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

38.0%

Dwelling Mix

Houses: 75%Units: 18%Townhouses: 7%Total: 320

Lifestyle & Community

Walkability65/100
Public Transport7/10
Schools Rating8/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

12

Parks

8

Hospitals

2

Distance to CBD

18.0 km

Nearest Station: Roseville Station

Peaceful suburban living with easy access to bushwalking, quality schools, shopping precincts, and recreational facilities, appealing to families seeking work-life balance.

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Data sourced from multiple sources. Last updated 29 March 2026.

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