All Suburbs

Rosemeadow

NSW 2560LGA: Campbelltown City

Investment Score

72

/100

AI Intelligence Summary

Rosemeadow is a growing family-oriented suburb in southwestern Sydney, located within the Campbelltown local government area. This established residential community offers affordable housing options compared to inner Sydney, making it particularly attractive to first home buyers and young families seeking larger properties and value for money. The suburb benefits from excellent connectivity via the M31 Hume Highway and proximity to Campbelltown CBD, railway station, and major shopping centers. With a mix of detached houses, townhouses, and some unit developments, Rosemeadow provides diverse housing options in a well-established community setting. The area features several local parks, recreational facilities, quality schools, and access to Campbelltown Hospital, creating a comprehensive family-friendly environment. As part of the broader Macarthur region growth corridor, Rosemeadow has experienced steady population growth and property value appreciation, while maintaining its affordable character relative to Sydney's overall market.

Strengths

  • Excellent transport connectivity to Sydney CBD via nearby Campbelltown station
  • Affordable housing options compared to inner Sydney suburbs
  • Strong family-friendly community with established schools and childcare
  • Close proximity to Campbelltown CBD and major shopping centers

Opportunities

  • Continued population growth in Macarthur region driving demand
  • Infrastructure improvements enhancing connectivity
  • Potential for commercial development in surrounding areas
  • First home buyer market growth

Considerations

  • Limited local employment opportunities requiring commuting
  • Perception as outer suburban location may limit appeal
  • Potential for increased traffic congestion as area develops
  • Distance from Sydney CBD and beaches

Property Market

Median House

$720K

+6.2% 1yr

Median Unit

$485K

+5.8% 1yr

Median Townhouse

$650K

Rent (House)

$580/wk

Rent (Unit)

$475/wk

Days on Market

38

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+6.2%+18.5%+32.8%
Unit+5.8%+16.2%+28.5%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.5%

Investment Scorecard

Overall Investment Score72/100
Growth Potential75/100
Cashflow Score68/100
Risk Score (lower = safer)68/100
Affordability Index72/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Rosemeadow at median house price

Standard transfer
$26,930
First Home Buyer
Exempt

Save $26,930

Foreign buyer surcharge
$57,600

+8% surcharge

Annual rent income
$30,160

$580/wk

Interest (80% LVR @ 6.5%)
-$37,440
Other expenses (~2.5%)
-$18,000
Net rental position
-$25,280

Negatively geared

Tax benefit (39% MTR)
+$9,859

Reduces taxable income

After-tax holding cost
$15,421/yr

~$297/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$989,244
Capital gain
$238,714
After discount
$119,357
CGT payable
$46,549

10-Year Hold

Est. value
$1.36M
Capital gain
$608,643
After discount
$304,321
CGT payable
$118,685

Investor Quick Summary

Entry cost (stamp duty)

$26,930

After-tax yield

2.56%

Weekly holding cost

$297/wk

10yr CGT (est.)

$118,685

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,500

Median Age

34

Median Income

$78K

per annum

Family Households

68.0%

Professionals

35.0%

University Educated

28.0%

Unemployment

5.2%

Born Overseas

35.0%

Dwelling Mix

Houses: 72%Units: 15%Townhouses: 13%Total: 3,200

Lifestyle & Community

Walkability55/100
Public Transport6/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

12

Parks

8

Hospitals

1

Distance to CBD

58.0 km

Nearest Station: Campbelltown Station

Suburban family lifestyle with access to parks, schools, shopping, and recreational facilities while maintaining connectivity to Sydney

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Data sourced from multiple sources. Last updated 29 March 2026.

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