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Roselands

NSW 2196LGA: Canterbury-Bankstown

Investment Score

74

/100

AI Intelligence Summary

Roselands is a diverse, family-oriented suburb in Canterbury-Bankstown, 18km southwest of Sydney CBD. Known for the major Roselands Shopping Centre, it offers excellent retail amenities and strong community facilities. The area features predominantly medium-density housing with a mix of older apartments and newer developments. With significant multicultural populations, particularly Middle Eastern and Asian communities, Roselands provides a vibrant cultural atmosphere. The suburb benefits from good bus connectivity, proximity to the M5 motorway, and access to quality schools and healthcare. Property values have shown steady growth, supported by consistent rental demand from families and young professionals. The area offers strong investment fundamentals with moderate entry costs, solid rental yields, and ongoing urban renewal initiatives that promise future growth potential.

Strengths

  • Major regional shopping centre providing excellent retail amenities
  • Strong multicultural community with diverse dining and cultural offerings
  • Good transport connectivity via bus networks and M5 motorway access
  • Variety of housing options from affordable units to family homes

Opportunities

  • Ongoing Canterbury-Bankstown urban renewal initiatives
  • Potential for medium-density redevelopment
  • Growing demand from young families seeking affordable options
  • Infrastructure improvements in broader region

Considerations

  • Limited direct rail access requiring bus connections
  • Traffic congestion around shopping centre during peak times
  • Some older apartment stock requiring maintenance
  • Competition from nearby established suburbs

Property Market

Median House

$920K

+4.2% 1yr

Median Unit

$580K

+3.8% 1yr

Median Townhouse

$750K

Rent (House)

$650/wk

Rent (Unit)

$480/wk

Days on Market

35

Vacancy Rate

2.1%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+18.5%+32.8%
Unit+3.8%+16.2%+28.5%

Rental Yields

House Yield

3.8%

Unit Yield

5.1%

Townhouse Yield

4.2%

Investment Scorecard

Overall Investment Score74/100
Growth Potential72/100
Cashflow Score76/100
Risk Score (lower = safer)68/100
Affordability Index68/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Roselands at median house price

Standard transfer
$35,930
First Home Buyer
$21,558

Save $14,372

Foreign buyer surcharge
$73,600

+8% surcharge

Annual rent income
$33,800

$650/wk

Interest (80% LVR @ 6.5%)
-$47,840
Other expenses (~2.5%)
-$23,000
Net rental position
-$37,040

Negatively geared

Tax benefit (39% MTR)
+$14,446

Reduces taxable income

After-tax holding cost
$22,594/yr

~$435/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.26M
Capital gain
$303,504
After discount
$151,752
CGT payable
$59,183

10-Year Hold

Est. value
$1.74M
Capital gain
$776,191
After discount
$388,095
CGT payable
$151,357

Investor Quick Summary

Entry cost (stamp duty)

$35,930

After-tax yield

2.32%

Weekly holding cost

$435/wk

10yr CGT (est.)

$151,357

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,500

Median Age

34

Median Income

$68K

per annum

Family Households

62.0%

Professionals

42.0%

University Educated

35.0%

Unemployment

5.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 35%Units: 58%Townhouses: 7%Total: 3,200

Lifestyle & Community

Walkability72/100
Public Transport6/10
Schools Rating7/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

45

Parks

9

Hospitals

2

Distance to CBD

18.0 km

Nearest Station: Punchbowl Station

Family-friendly lifestyle with excellent shopping, diverse dining options, recreational facilities, and strong community connections in a multicultural environment.

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Data sourced from multiple sources. Last updated 29 March 2026.

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